This home is in The Plantation, Ponte Vedra Beach.

1 / 39

Active

Active·63 days on market·The Plantation

124 Haverhill Drive

Ponte Vedra Beach, FL 32082

$1,799,000$458/sqftEst. $9,575/moMLS# 2145003

Beds

Baths

3,932

Sq Ft

1994

Built

Garage

Pool

About this home

The Plantation

This estate presents an exceptional opportunity within the prestigious gates of The Plantation. Privately positioned on a quiet cul-de-sac and backing to a serene preserve setting, this spacious residence offers generous room sizes, soaring ceilings and an abundance of natural light throughout. The thoughtfully designed floor plan features a large primary suite with dual walk-in closets and an expansive bath ready. A handsome office/study with adjacent full bath provides flexibility for a potential fifth bedroom. On the opposite side of the home, two guest bedrooms share a private Jack-and-Jill bath, while an upstairs suite/bonus room with private bath and oversized walk-in storage closet offers ideal space for guests, hobbies or multigenerational living. The kitchen features abundant cabinetry, a walk-in pantry and breakfast bar overlooking the family room with gas fireplace and custom built-ins. Walls of windows create a light-filled atmosphere and invite views of the natural

Cost to own

Mortgage calculator

Home Price

$1,799,000

Down Payment: 20%

$359,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$9,087

Principal & Interest: $9,087

Est. Taxes & Insurance: $2,272

Estimated Total Monthly

$11,359

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$9,575

Property taxesest. at asking price, St. Johns County$2,394

HOAbilled monthly$2,046

Estimated total, before insurance$14,015/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,357,920	$540,121	—
2024	$1,264,471	$524,191	—
2023	$1,206,168	$507,467	—
2022	$993,752	$491,230	—
2021	$740,071	$475,466	—
2020	$693,968	$468,211	—

2025 property taxes (current owner): $7,770/yr

Estimated taxes if purchased at asking price: ~$28,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Concrete — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,640 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Price change$1,799,000−$96,000
May 13, 2026Listed$1,895,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,799,000

Price / Sq Ft$458

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,932

Total Structure Area4,808 sq ft

Acres0.24 acres

Year Built1994

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryOcean Palms

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address124 Haverhill Drive, Ponte Vedra Beach, FL 32082

Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210

SubdivisionThe Plantation At Pv

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size10,454.4 sq ft

Lot Dimensions48 x 135 x 118 x 137

Parcel Number0669199420

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Beach Access, Clubhouse, Fitness Center, Gated, Golf Course, Management - Full Time, Management- On Site, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup