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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Plantation, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active

Active·155 days on market·The Plantation

124 Haverhill Drive

Ponte Vedra Beach, FL 32082

$1,799,000$458/sqftEst. $9,965/moMLS# 2145003
↓ $96,000 below original list
5
Beds
4
Baths
3,932
Sq Ft
1994
Built
3
Garage
No
Pool

18 more homes for sale in The Plantation →Search The Plantation on the map

FEMA Zone XHOA $2046/mo10,454 sqft lotSingle Family Residence2 stories

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About this home

The Plantation

This estate presents an exceptional opportunity within the prestigious gates of The Plantation. Privately positioned on a quiet cul-de-sac and backing to a serene preserve setting, this spacious residence offers generous room sizes, soaring ceilings and an abundance of natural light throughout. The thoughtfully designed floor plan features a large primary suite with dual walk-in closets and an expansive bath ready. A handsome office/study with adjacent full bath provides flexibility for a potential fifth bedroom. On the opposite side of the home, two guest bedrooms share a private Jack-and-Jill bath, while an upstairs suite/bonus room with private bath and oversized walk-in storage closet offers ideal space for guests, hobbies or multigenerational living. The kitchen features abundant cabinetry, a walk-in pantry and breakfast bar overlooking the family room with gas fireplace and custom built-ins. Walls of windows create a light-filled atmosphere and invite views of the natural

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,965
Property taxesest. at asking price, St. Johns County$2,394
HOAbilled monthly$2,046
Estimated total, before insurance$14,405/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,770/yr · $648/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,799,000
$359,800
Loan Term
Monthly Payment
$9,965
Principal & Interest: $9,965
Property taxes (est.): $2,394
Insurance (est.): $1,199
Estimated Total Monthly
$13,558
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Concrete — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,640 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,357,920$540,121—
2024$1,264,471$524,191—
2023$1,206,168$507,467—
2022$993,752$491,230—
2021$740,071$475,466—
2020$693,968$468,211—

2025 property taxes (current owner): $7,770/yr

Estimated taxes if purchased at asking price: ~$28,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 10, 2026Price change$1,799,000−$96,000
  • May 13, 2026Listed$1,895,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $538/sq ft; this home is listed at $458/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
181 Retreat Place, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVJul 2026$1,600,000$4784/43,34770.1
117 Azalea Point Drive S, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLCSep 2026$880,000$3034/2.52,9061310.2
185 Retreat Place, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$2,575,000$6824/4.53,7751230.2
4650 Palm Valley Road, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$2,425,000$6355/43,821960.5
145 Egrets Walk Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$1,400,000$4065/43,450690.5
2642 Long Boat Court S, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCAug 2026$1,907,764$5384/3.53,54440.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,799,000
Price / Sq Ft$458
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,932
Total Structure Area4,808 sq ft
Acres0.24 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zoned elementaryOcean Palms Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryOcean Palms
Reported middleAlice B. Landrum
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address124 Haverhill Drive, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionThe Plantation At Pv
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size10,454.4 sq ft
Lot Dimensions48 x 135 x 118 x 137
Parcel Number0669199420
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Beach Access, Clubhouse, Fitness Center, Gated, Golf Course, Management - Full Time, Management- On Site, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesSuburban, Street Lights, Restaurant, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Dead End Street
Patio / PorchFront Porch
RoofConcrete
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 13, 2026
Days on Market105
HOA Fees$2,046 / Monthly
HOA FrequencyMonthly
HOA NameThe Plantation at Ponte Vedra Beach
HOA Fee IncludesTrash
Tax Amount$7,770
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA COASTAL REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Plantation

The Plantation is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all The Plantation homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines