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This home is in Ponte Vedra Beach.

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Active

Active·71 days on market

209 Gull Circle

Ponte Vedra Beach, FL 32082

$1,365,000$391/sqftEst. $7,265/moMLS# 2143833
5
Beds
4
Baths
3,495
Sq Ft
1998
Built
2
Garage
Yes
Pool

About this home

Ponte Vedra Beach

Imagine beach living in over 3500 sq ft with a $50 utility bill. Solar panels make this home a pleasure to function in. This stunning three-story coastal retreat in the heart of Ponte Vedra Beach -- where luxury finishes, smart technology, and thoughtful upgrades come together to create an extraordinary living experience. At the center of this home is a Master Chef Kitchen that will take your breath away. Sub-Zero refrigeration, a Dacor Modernist 48'' six-burner gas range with electric griddle and matching range hood in sleek black stainless steel, and a Dacor built-in microwave combi oven with air fryer set the stage. A 44'' Kohler workstation sink with cutting board and prep bowls, a Kohler gold pot filler, LG black stainless dishwasher, and WoodStone Brazilian Quartzite countertops complete a kitchen designed for the serious home chef. A custom barn door adds a warm, curated touch.

Cost to own

Mortgage calculator

$1,365,000
$273,000
Loan Term
Monthly Payment
$6,938
Principal & Interest: $6,938
Est. Taxes & Insurance: $1,735
Estimated Total Monthly
$8,673
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,265
Property taxesest. at asking price, St. Johns County$1,816
HOAbilled annually$83
Estimated total, before insurance$9,165/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$896,612$0
2024$845,440$0
2023$824,056$0
2022$772,220$0
2021$539,205$0
2020$502,190$0

2025 property taxes (current owner): $334/yr

Estimated taxes if purchased at asking price: ~$21,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,821 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 6, 2026Listed$1,365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,365,000
Price / Sq Ft$391
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,495
Acres0.18 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryKetterlinus
MiddleSebastian
HighSt. Augustine

Community Information

Address209 Gull Circle, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionTides Edge
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size7,840.8 sq ft
Parcel Number1422310260

Amenities

AmenitiesBeach Access
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewIntracoastal, Ocean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Guest Suite, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Marble, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories3
LevelsThree Or More

Exterior

Exterior FeaturesBalcony, Impact Windows, Outdoor Shower
Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch
FencingWood
RoofMetal
ConstructionFrame
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedMay 6, 2026
Days on Market61
HOA Fees$1,000 / Annually
HOA FrequencyAnnually
HOA NameTides Edge HOA
HOA Fee IncludesOther
Tax Amount$334
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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