This home is in S Ponte Vedra Beach, Ponte Vedra Beach.

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Active·348 days on market·S Ponte Vedra Beach

2575 S Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$1,499,900$1442/sqftEst. $7,983/moMLS# 2023247

Beds

Baths

1,040

Sq Ft

1973

Built

—

Garage

Pool

About this home

S Ponte Vedra Beach

Oceanfront home in South Ponte Vedra on a spacious lot! Wake up to the sun rising over the ocean & watching & listening the birds on the beach! Large oceanfront deck to relax on & listen to the lapping of the waves! New solid surface kitchen countertops and appliances with this 3 bedroom & 2 bath home! Furnishings negotiable! Great for full time living or for short term rentals! Convenient location N of the Gate Station & just a short drive to historic St. Augustine!

Cost to own

Mortgage calculator

Home Price

$1,499,900

Down Payment: 20%

$299,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$7,576

Principal & Interest: $7,576

Est. Taxes & Insurance: $1,894

Estimated Total Monthly

$9,471

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,983

Property taxesest. at asking price, St. Johns County$1,996

Estimated total, before insurance$9,979/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$855,411	$716,585	—
2025	$231,209	$47,543	—
2024	$852,208	$651,441	—
2024	$217,621	$45,496	—
2023	$918,454	$592,219	—
2023	$231,261	$42,715	▲ $22,336
2022	$799,389	$538,381	—
2022	$204,938	$40,015	—
2021	$489,437	$489,437	—
2021	$160,928	$36,894	—
2020	$462,091	$462,091	—
2020	$146,229	$35,688	▲ $10,300

2023 property taxes (current owner): $10,721/yr

Estimated taxes if purchased at asking price: ~$24,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History