This home is in Jacksonville Beach.
Sold·Closed Sep 4, 2026·3 days on market·Recent sales in Jacksonville Beach
2027 Gail Avenue
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Just blocks from the sand and the sparkling Atlantic Ocean, this impeccably maintained townhome offers the perfect blend of style, comfort, and location. Tucked away on a quiet dead-end street, this charming 2-bedroom, 1.5-bath home has been thoughtfully updated and meticulously cared for. The bright, open-concept floor plan features a spacious family room with a cozy fireplace, dining area, separate desk nook, and a butler's pantry that also makes the perfect coffee bar or entertaining space. The beautifully updated kitchen showcases granite countertops, 42-inch cabinetry, and timeless neutral finishes that complement any style. Major improvements provide peace of mind, including a brand-new roof, a 4-year-old water heater, updated PVC plumbing, and hurricane-impact windows and doors throughout. Step outside to your private fenced patio--an inviting retreat for relaxing or entertaining after a day at the beach.
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1990)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,789 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,895/yr
Estimated taxes if purchased at asking price: ~$11,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 7, 2026Closed$565,000
- Aug 19, 2026Pending$565,000
- Aug 4, 2026Active Under Contract$565,000
- Jul 31, 2026Listed$565,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $569/sq ft; this home is listed at $538/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1601 Ocean Drive 402, Jacksonville Beach, FL 32250Listed by 904 FINE HOMES | Aug 2026 | $680,000 | $534 | 3/2 | 1,274 | 46 | 0.2 |
| 109 25th Avenue S O11, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTY | Aug 2026 | $250,000 | $293 | 1/1 | 853 | 141 | 0.2 |
| 100 Laguna Villas Boulevard G23, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $435,000 | $372 | 2/2 | 1,170 | 34 | 0.2 |
| 1601 Ocean Drive S 807, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORP | Jul 2026 | $725,000 | $653 | 2/2 | 1,110 | 70 | 0.2 |
| 1601 Ocean Drive S 805, Jacksonville Beach, FL 32250Listed by PONTE VEDRA CLUB REALTY, INC. | Jun 2026 | $950,000 | $746 | 2/2 | 1,274 | 31 | 0.2 |
| 1601 Ocean Drive S 701, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Jun 2026 | $700,000 | $569 | 2/2 | 1,230 | 75 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines