Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Las Palmas, St. Augustine — a gated community home in St. Johns County.

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Active

Active·Listed today·Las Palmas

1080 Bella Vista Boulevard 206

St. Augustine, FL 32084

$329,900$262/sqftEst. $1,682/moMLS# 2157821

Beds

Baths

1,259

Sq Ft

2000

Built

Garage

Pool

About this home

Las Palmas

Completely renovated and move-in ready! This beautifully updated second-floor, 2-bedroom, 2-bath condo with a detached garage stands out from the rest. Extensive renovations include luxury engineered hardwood flooring throughout, a stunning new kitchen, beautifully remodeled bathrooms, plus new windows and doors. The open split-bedroom floor plan offers privacy for owners and guests, while the screened balcony provides a relaxing outdoor retreat. Located in the gated Las Palmas community, residents enjoy resort-style amenities including a waterfront pool and spa overlooking the Intracoastal, fitness center, clubhouse, tennis and pickleball courts, walking trails,, dog park, and playground. Just minutes from Historic Downtown St. Augustine, Vilano Beach, shopping, dining, and I-95.

Cost to own

Mortgage calculator

Home Price

$329,900

Down Payment: 20%

$65,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,682

Principal & Interest: $1,682

Property taxes (est.): $439

Insurance (est.): $220

Estimated Total Monthly

$2,341

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,682

Property taxesest. at asking price, St. Johns County$439

HOAbilled monthly$425

Estimated total, before insurance$2,546/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,647/yr · $304/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,647/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,824 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Listed$329,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$329,900

Price / Sq Ft$262

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,259

Year Built2000

TypeResidential

Sub-TypeCondominium

StyleSpanish

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Direction FacesWest

School Information

ElementaryKetterlinus

MiddleSebastian

HighSt. Augustine

Community Information

Address1080 Bella Vista Boulevard 206, St. Augustine, FL 32084

Area321-North City-St Augustine

SubdivisionLas Palmas

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Parcel Number1643513206

ZoningCondominium

Amenities

AmenitiesPool, Cable TV, Car Wash Area, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Park, Pickleball, Playground, Tennis Court(s), Trash

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingDetached, Garage, Gated, Guest

Waterfront TypeIntracoastal