This home is in Las Palmas, St. Augustine.

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Pending

Pending·49 days on market·Las Palmas

4000 Grande Vista Boulevard 15-130

St. Augustine, FL 32084

$270,000$210/sqftEst. $1,377/moMLS# 2149689

Beds

Baths

1,284

Sq Ft

2000

Built

Garage

Pool

About this home

Las Palmas

Welcome home to effortless modern living in Las Palmas! This beautiful, multi-level condo perfectly blends convenience, style, and comfort. Step inside to find Luxury Vinyl Plank flooring stretching across the main living areas, complemented by renovated kitchen cabinets and backsplash. Key Features You'll Love: Smart Layout: Enjoy an attached garage right beneath your unit for ultimate convenience and secure, direct-in access. Second-Floor Living: The bright, open main living area flows seamlessly onto a private balcony--the perfect spot for your morning coffee or evening fresh air. Third-Floor Retreat: The top level hosts the primary bedroom and a dedicated laundry room for maximum privacy and convenience. Both the primary and guest bathrooms boast stylishly updated vanities. Best of all, Las Palmas' resort-style amenities are just a short stroll from your front door. Schedule your tour today and claim your slice of paradise!

Cost to own

Mortgage calculator

Home Price

$270,000

Down Payment: 20%

$54,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,377

Principal & Interest: $1,377

Property taxes (est.): $359

Insurance (est.): $180

Estimated Total Monthly

$1,916

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,377

Property taxesest. at asking price, St. Johns County$359

HOAbilled monthly$470

Estimated total, before insurance$2,206/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,513/yr · $376/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $300,000 in May 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$225,700	$225,700	—
2024	$248,200	$198,200	—
2023	$252,664	$202,664	—
2022	$167,400	$167,400	—
2021	$145,800	$95,800	—
2020	$136,800	$114,000	—

2025 property taxes (current owner): $4,513/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,819 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History