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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Las Palmas, St. Augustine — a gated community home in St. Johns County.

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Active

Active·52 days on market·Las Palmas

1001 Bella Vista Boulevard 16-105

St. Augustine, FL 32084

$189,900Est. $1,052/moMLS# 2161491
↓ $25,000 below original list
1
Beds
1
Baths
0
Sq Ft
2000
Built
1
Garage
No
Pool

10 more homes for sale in Las Palmas →Search Las Palmas on the map

FEMA Zone XHOA $360/moCondominium2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Las Palmas

Enjoy easy, low-maintenance living in this inviting 1-bedroom condo with attached garage located in the desirable Las Palmas community of St. Augustine. This comfortable residence offers a functional layout with a bright living area, spacious bedroom, and the convenience of condo living in a prime location. This condo has received updates including new windows and balcony sliding door, new 2 inch faux wood blinds, all new appliances, complete new front door, remove popcorn and retextured ceilings, new interior paint and upgraded light fixtures. The bathroom received a complete makeover as well with new vanity with quartz top, new mirror and light fixture, all new hardware, refinshed tub and shower enclosure and new toilet.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,052
Property taxesest. at asking price, St. Johns County$253
HOAbilled monthly$360
Estimated total, before insurance$1,665/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,652/yr · $304/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$189,900
$37,980
Loan Term
Monthly Payment
$1,052
Principal & Interest: $1,052
Property taxes (est.): $253
Insurance (est.): $127
Estimated Total Monthly
$1,431
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,808 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,652/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 11, 2026Price change$189,900−$10,000
  • Sep 29, 2026Price change$199,900−$10,000
  • Sep 8, 2026Price change$209,900−$5,000
  • Aug 24, 2026Listed$214,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4000 Grande Vista Boulevard 15-304, St. Augustine, FL 32084Listed by MARK SPAIN REAL ESTATEOct 2026$180,000$1522/21,182610.1
4000 Grande Vista Boulevard 15-130, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$265,000$2062/21,284280.1
4025 Grande Vista Boulevard 23-102, St. Augustine, FL 32084Listed by BEACH REALTY TEAM LLCJul 2026$210,000$2151/1978650.1
4000 Grande Vista Boulevard 15-106, St. Augustine, FL 32084Listed by CHAD AND SANDY REAL ESTATE GROUPJul 2026$317,500$1953/21,62960.1
1010 Bella Vista Boulevard 126, St. Augustine, FL 32084Listed by WATSON REALTY CORPJun 2026$205,000$1961/11,044760.1
1050 Bella Vista Boulevard 10-130, St. Augustine, FL 32084Listed by ASSET MONETIZATION PARTNERSJul 2026$319,000—2/2—2240.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$189,900
Bedrooms1
Bathrooms1.00
Full Baths1
Year Built2000
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryKetterlinus
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address1001 Bella Vista Boulevard 16-105, St. Augustine, FL 32084
Area321-North City-St Augustine
SubdivisionLas Palmas
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number1643516105

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LaundryIn Garage

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionConcrete, Stucco

Additional Information

Date ListedAugust 24, 2026
Days on Market48
HOA Fees$360.48 / Monthly
HOA FrequencyMonthly
HOA NameLas Palmas on the Intracoastal
HOA Fee IncludesCable TV, Insurance, Maintenance Grounds, Maintenance Structure, Pest Control, Trash
Tax Amount$3,652.11
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Las Palmas

Las Palmas is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32084.

View all Las Palmas homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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