This home is in Jacksonville — a pool home in Jacksonville.
$529,900Pending6 bd · 3.5 ba · 2,860 sq ft
Pending·44 days on market
3102 Shady Drive
Jacksonville, FL 32257
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About this home
Jacksonville
Welcome to this spacious 6-bedroom, 3.5-bath ranch-style home offering 2,860 square feet of comfortable living in the heart of Mandarin. Brand new A/C and new electrical panel with complete alumiconn replacements installed. Fresh interior and exterior paint, luxury vinyl plank flooring in the bathrooms and hallways, and tile flooring throughout the main living areas make this home move-in ready. This home features multiple living areas, including a cozy family room with a fireplace and a bright sunroom that provides an ideal spot to take in the peaceful backyard views year-round. Step outside to your own private backyard oasis where a sparkling pool awaits, creating an exceptional setting for entertaining or simply enjoying Florida's outdoor lifestyle. With six generously sized bedrooms and 3.5 bathrooms, this home offers flexibility for large families, multigenerational living, guests, or a home office. Schedule your private showing today! Home being sold AS IS.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1973)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,391 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave Sabout 15 mi · 28 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 5 mi · 4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Rampabout 1 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 2 mi · Goodby's Creek
Closest youth league fields
Williams Family YMCAabout 0.7 mi · Basketball, Football, Soccer, Volleyball
Closest grocery store
Targetabout 0.8 mi · 10490 San Jose Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 6:41 AM, sunset 5:39 PM.
- A pool here gets good sun without the hottest afternoon exposure.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,035/yr
Estimated taxes if purchased at asking price: ~$10,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 23, 2026Pending$529,900
- Sep 19, 2026Active$529,900
- Aug 10, 2026Pending$529,900
- Jul 30, 2026Listed$529,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $206/sq ft; this home is listed at $185/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3059 Indian Hill Drive, Jacksonville, FL 32257Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $425,000 | $203 | 3/2 | 2,089 | 20 | 0.1 |
| 3008 Beauclerc Oaks Drive S, Jacksonville, FL 32257Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $440,000 | $210 | 4/3 | 2,097 | 7 | 0.3 |
| 3386 Pickwick Drive S, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLC | Oct 2026 | $465,000 | $206 | 3/2 | 2,252 | 61 | 0.4 |
| 2835 Ridgefield Court, Jacksonville, FL 32257Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $740,000 | $229 | 4/2.5 | 3,238 | 12 | 0.4 |
| 2710 Cove View Drive N, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $502,000 | $155 | 4/4.5 | 3,247 | 59 | 0.4 |
| 2923 Sandy Branch Lane, Jacksonville, FL 32257Listed by MOMENTUM REALTY | Aug 2026 | $586,000 | $201 | 4/2.5 | 2,922 | 6 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FATHOM REALTY FL, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines