Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

1 / 45

Active

Active·Listed today

110 Sunset Circle S

St. Augustine, FL 32080

$509,000$234/sqftEst. $2,595/moMLS# 2157586

Beds

Baths

2,171

Sq Ft

2005

Built

Garage

Pool

About this home

St. Augustine

OPEN HOUSE THIS SATURDAY (8/1/2026) FROM 11 AM - 1 PM... Perfectly positioned on Anastasia Island in the highly sought-after Sunset Point community, this beautifully updated end-unit townhome offers the ideal blend of low-maintenance living, exceptional value, and one of the area's most desirable locations. With over 2,170 square feet of thoughtfully designed living space, this three-bedroom, two-and-a-half-bath residence features a highly functional floor plan that lives comfortably for both full-time residents and second-home owners. The main living level is designed for everyday living and entertaining, featuring soaring ceilings, abundant natural light, an open-concept kitchen and living area, the spacious owner's suite, and a convenient half bath, while the first floor provides two additional bedrooms, a full bathroom, a dedicated office nook, laundry room, and plenty of storage.

Cost to own

Mortgage calculator

Home Price

$509,000

Down Payment: 20%

$101,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,595

Principal & Interest: $2,595

Property taxes (est.): $677

Insurance (est.): $339

Estimated Total Monthly

$3,612

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,595

Property taxesest. at asking price, St. Johns County$677

HOAbilled annually$165

Estimated total, before insurance$3,438/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,213/yr · $518/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,213/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,801 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 29, 2026Listed$509,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$509,000

Price / Sq Ft$234

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,171

Acres0.10 acres

Year Built2005

TypeResidential

Sub-TypeTownhouse

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryR. B. Hunt

MiddleSebastian

HighSt. Augustine

Community Information

Address110 Sunset Circle S, St. Augustine, FL 32080

Area331-St Augustine Beach

SubdivisionSunset Point

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Lot Size4,356 sq ft

Lot Dimensions34x116x34x123

Parcel Number1626810770

ZoningResidential

Amenities

AmenitiesGated, Maintenance Grounds, Management - Full Time

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Off Street

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories2

LaundryIn Unit

SecuritySecurity Gate