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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·6 days on market

0 Old Acosta Road

Jacksonville, FL 32223

$259,900Est. $1,325/moMLS# 2157279
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool

About this home

Jacksonville

Enjoy the best of both worlds! Nestled alongside a desirable Mandarin neighborhood, this spacious 1.71-acre rural residential parcel offers the charm and elegance of established surroundings--with NO HOA fees or restrictive rules. Mostly cleared and ready to build, this stunning property features a classic white fence, an existing barn, and borders a peaceful creek wrapped in natural woods for ultimate privacy. It's the perfect setting for you to relax, explore, and run free outdoors. Bring your own builder or let us introduce you to top local custom builders. Opportunities like this in Mandarin don't last long--call today for your personal tour!

Cost to own

Mortgage calculator

$259,900
$51,980
Loan Term
Monthly Payment
$1,325
Principal & Interest: $1,325
Property taxes (est.): $424
Insurance (est.): $173
Estimated Total Monthly
$1,923
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,325
Property taxesest. at asking price, Duval County$424
Estimated total, before insurance$1,750/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,889/yr · $157/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,889/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,404 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 27, 2026Listed$259,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$259,900
Bedrooms0
Bathrooms0.00
Full Baths0
Acres1.71 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address0 Old Acosta Road, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionGarcias Grant
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size74,487.6 sq ft
Parcel Number1588830040
ZoningResidential

Amenities

UtilitiesOther

Exterior

Lot DescriptionCleared, Wooded
FencingVinyl

Additional Information

Date ListedJuly 27, 2026
Days on Market6
Tax Amount$1,888.69
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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