This home is in WGV Heritage Landing, St. Augustine.
Active·77 days on market·WGV Heritage Landing
438 Fort Drum Court
St. Augustine, FL 32092
About this home
WGV Heritage Landing
Beautifully maintained and ideally positioned on a RARE .27-acre cul-de-sac lot in Heritage Landing! This spacious 5-bedroom, 3-bath home offers enhanced privacy with no neighbor on one side and is just a short walk to community amenities. Recent improvements include a brand-new roof, fresh new sod and beautifully updated bathroom finishes. Inside, you'll be greeted by gorgeous engineered hardwood flooring, custom design touches throughout, elegant lighting, and an abundance of windows that fill the home with natural light. The beautiful kitchen features a standalone island, granite countertops, white cabinetry with crown molding, stylish tile backsplash and a large walk-in pantry. The open and inviting living room offers peaceful backyard views and a beautiful accent wall that adds warmth and character to the space. The formal living and dining room and first floor guest suite complete the first floor. Upstairs, the oversized private bonus room is
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $435,556 | $201,158 | — |
| 2024 | $449,215 | $194,781 | — |
| 2023 | $453,138 | $187,651 | — |
| 2022 | $429,117 | $180,729 | — |
| 2021 | $289,303 | $174,009 | — |
| 2020 | $271,360 | $170,916 | — |
Estimated taxes if purchased at asking price: ~$8,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,758 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 8, 2026Active$545,000
- Apr 30, 2026Listed$545,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About WGV Heritage Landing
WGV Heritage Landing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all WGV Heritage Landing homes for sale →Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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