This home is in Avalon, Jacksonville Beach — a home near Duncan U. Fletcher High School.
Active·48 days on market·Avalon
227 40th Avenue S
Jacksonville Beach, FL 32250
4 more homes for sale in Avalon →Search Avalon on the map

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About this home
Avalon
COASTAL VIBES OFF PONTE VEDRA BLVD -- The location cannot be beat! This 3,258 sq ft entertaining home is East of A1A, just 2 walkable blocks to the Atlantic Ocean & a quick golf cart ride to the Ponte Vedra Inn & Club. Featuring 5 bedrooms, 4 baths, which includes a 1st floor bedroom & bath, and a state-of-the-art home elevator. This move-in-ready residence also boasts an oversized upstairs bonus room with full bath, ideal as a rec room, gym, or inviting guest suite. Sip coffee on your private primary balcony, walk to the ocean to catch the sunrise or golf-cart to PV Inn & Club for golf & fitness. Recent upgrades include 2 newer AC units, a tankless water heater, metal roof, EV charger, and fresh interior paint. The fenced backyard offers room for a pool. NO HOA & NO rental restrictions make this a rare find as a primary or luxury second home. Just 4.5 miles to Mayo Clinic. Don't miss this opportunity in Avalon, one of the most sought-after walk-to-beach neighborhoods!
Next steps in Avalon
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2012)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)
County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,776 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Duval Drive #1about 0.2 mi
Closest park or preserve
Dutton Island Preserveabout 6 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 7 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Cradle Creek Preserve Kayak Launch (Long Portage!)about 2 mi · Cradle Creek - San Pablo Creek
Closest youth league fields
Fountain View Park (formerly Huguenot Park) / Jacksonville Beach Tennis Clubabout 1 mi · Tennis
Closest grocery store
Trader Joe'sabout 0.2 mi · 4180 S 3rd St, Jacksonville Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:33 AM, sunset 6:46 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,272,547 | $687,909 | — |
| 2024 | $1,414,502 | $667,815 | ▼ $137 |
| 2023 | $1,019,419 | $646,908 | — |
| 2022 | $977,582 | $626,610 | — |
| 2021 | $656,903 | $606,903 | — |
| 2020 | $679,136 | $629,136 | — |
2025 property taxes (current owner): $12,852/yr
Estimated taxes if purchased at asking price: ~$33,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 19, 2026Price change$1,725,000−$25,000
- Sep 16, 2026Price change$1,750,000−$25,000
- Sep 4, 2026Listed$1,775,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $901/sq ft; this home is listed at $529/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 141 35th Avenue S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Oct 2026 | $3,495,000 | $901 | 5/4.5 | 3,878 | 92 | 0.2 |
| 4108 Duval Drive, Jacksonville Beach, FL 32250Listed by BERRY & CO. REAL ESTATE | Sep 2026 | $3,800,000 | $1,345 | 4/3 | 2,826 | 17 | 0.3 |
| 3629 Ocean Drive S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Jun 2026 | $5,300,000 | $1,347 | 4/4.5 | 3,936 | 0 | 0.3 |
| 3635 Paradise Way, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $1,895,000 | $679 | 3/3.5 | 2,790 | 18 | 0.4 |
| 4 Summer Court, Jacksonville Beach, FL 32250Listed by CATTAR REALTY, INC. | Sep 2026 | $3,000,000 | $723 | 4/4.5 | 4,150 | 293 | 0.4 |
| 259 32nd Avenue S, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $1,075,000 | $433 | 4/3 | 2,484 | 238 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Avalon
Avalon is a neighborhood in Ponte Vedra Beach, FL (Duval County), ZIP 32250.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines





