Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Shearwater, St. Augustine — a home near Beachside High School.

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Active

Active·45 days on market·Shearwater

283 Seahill Drive

St. Augustine, FL 32092

$789,000$264/sqftEst. $4,077/moMLS# 2156621

Beds

Baths

2,989

Sq Ft

2017

Built

Garage

Pool

About this home

Shearwater

CDD Bond Portion is Paid Off! Enjoy lower annual ownership costs in this exceptional single story MasterCraft-built home offering 4 bedrooms, 3 full bathrooms, bonus/flex/office space, and nearly 3,000 square feet! Located on a preserve lot at the end of a quiet cul-de-sac, this home is just a short walk to Shearwater's award-winning amenities. Who needs a huge backyard in Florida? If your idea of enjoying the outdoors is preferably from the safe side of a screen, you're going to love this home. The extended covered and screened lanai lets you enjoy the sunshine, greenery and peaceful preserve views without sweating through your clothes, battling the pollen, donating blood to the mosquitoes or wondering if that rustle in the grass has legs--or worse, no legs! And because the backyard borders a preserve, you get something a larger yard can't always provide: privacy, peaceful views and no neighbors directly behind you. The smaller, easy-to-maintain yard means less mowing and maintenance

Cost to own

Mortgage calculator

Home Price

$789,000

Down Payment: 20%

$157,800

Interest Rate: 6.71%

Loan Term

Monthly Payment

$4,077

Principal & Interest: $4,077

Property taxes (est.): $1,050

Insurance (est.): $526

Estimated Total Monthly

$5,653

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$4,077

Property taxesest. at asking price, St. Johns County$1,050

HOAbilled annually$20

Estimated total, before insurance$5,147/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,719 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 29, 2026Price change$789,000−$10,000
Jul 22, 2026Listed$799,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$789,000

Price / Sq Ft$264

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,989

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTrout Creek Academy

MiddleTrout Creek Academy

HighBeachside

Community Information

Address283 Seahill Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0100125410

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne