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This home is in Shearwater, St. Augustine — a home near Beachside High School.

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Active Under Contract

Active Under Contract·95 days on market·Shearwater

283 Seahill Drive

St. Augustine, FL 32092

$775,000$259/sqftEst. $4,259/mo mortgageMLS# 2156621

↓ $24,000 below original list

Beds

Baths

2,989

Sq Ft

2017

Built

Garage

Pool

53 more homes for sale in Shearwater →Search Shearwater on the map

FEMA Zone XHOA $20/moSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Shearwater

CDD Bond Portion is Paid Off! Enjoy lower annual ownership costs in this exceptional single story MasterCraft-built home offering 4 bedrooms, 3 full bathrooms, bonus/flex/office space, and nearly 3,000 square feet! Located on a preserve lot at the end of a quiet cul-de-sac, this home is just a short walk to Shearwater's award-winning amenities. Who needs a huge backyard in Florida? If your idea of enjoying the outdoors is preferably from the safe side of a screen, you're going to love this home. The extended covered and screened lanai lets you enjoy the sunshine, greenery and peaceful preserve views without sweating through your clothes, battling the pollen, donating blood to the mosquitoes or wondering if that rustle in the grass has legs--or worse, no legs! And because the backyard borders a preserve, you get something a larger yard can't always provide: privacy, peaceful views and no neighbors directly behind you. The smaller, easy-to-maintain yard means less mowing and maintenance

Next steps in Shearwater

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,259

Property taxesest. at asking price, St. Johns County$1,031

HOAbilled annually$20

Estimated total, before insurance$5,310/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$775,000

Down Payment: 20%

$155,000

Interest Rate: 7.32%

Loan Term

Monthly Payment

$4,259

Principal & Interest: $4,259

Property taxes (est.): $1,031

Insurance (est.): $517

Estimated Total Monthly

$5,807

*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,719 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (south)
about 14 mi · 94 parking spaces
Closest park or preserve
Gourd Island Conservation Area
15 min drive · 3.3 mi of trails
Closest public boat ramp
Trout Creek Park Boat Ramp
about 4 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launch
about 6 mi · St. Johns River
Closest youth league fields
Aberdeen Park
15 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publix
about 3 mi · 205 Rivertown Shops Dr, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

Oct 13, 2026Active Under Contract$775,000
Sep 28, 2026Price change$775,000−$14,000
Aug 29, 2026Price change$789,000−$10,000
Jul 22, 2026Listed$799,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $259/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
126 Seahill Drive, St. Augustine, FL 32092Listed by LOWEST FEE REALTY LLC	Sep 2026	$819,000	$274	4/3	2,989	23	0.2
1026 Glenneyre Circle, St. Augustine, FL 32092Listed by SAVVY AVENUE, LLC.	Oct 2026	$1,010,000	$292	5/4.5	3,456	65	0.3
41 Palisade Drive, St. Augustine, FL 32092Listed by CASTILLO REAL ESTATE JAX	Sep 2026	$590,000	$217	4/3	2,723	88	0.5
156 Smokerise Drive, St. Augustine, FL 32092Listed by LENNAR REALTY INC	Oct 2026	$539,999	$239	4/2.5	2,257	33	0.7
21 Yardley Court, St. Augustine, FL 32092Listed by VREELAND REAL ESTATE LLC	Sep 2026	$580,000	$236	4/3	2,461	78	0.7
135 Smokerise Drive, St. Augustine, FL 32092Listed by LENNAR REALTY INC	Oct 2026	$564,499	$250	4/2.5	2,257	99	0.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$775,000

Price / Sq Ft$259

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,989

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

Zoned elementaryTrout Creek Academy

Zoned middleTrout Creek Academy

Zoned highBeachside High School

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.

Reported elementaryTrout Creek Academy

Reported middleTrout Creek Academy

Reported highBeachside

Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address283 Seahill Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number0100125410

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne

Exterior

Exterior FeaturesOutdoor Kitchen

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Front Porch, Rear Porch, Screened

FencingFenced, Back Yard

RoofShingle

ConstructionFiber Cement

Additional Information

Date ListedJuly 23, 2026

Days on Market95

HOA Fees$236 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

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