This home is in Jacksonville — a waterfront home in Jacksonville.
Active Under Contract·101 days on market
11577 Summer Brook Court
Jacksonville, FL 32258
About this home
Jacksonville
Home just appraised for list price! Stunning waterfront home in mandarin nestled in a gated community, where owners have access to community amenities such as tennis courts, a pool, a basketball court, and a playground. Brand New stainless steel stovetop, dishwasher, and double oven! Offers over 2,500 sq. ft. with 4 bedrooms, 3 bathrooms, and a 3-car garage. Recent upgrades include a new roof (2024), fresh interior and exterior paint, luxury plank flooring, crown molding, modern light fixtures, and an updated primary bathroom. The kitchen features new countertops and a clean, modern remodel, and the guest bathroom includes a new vanity. Plantation shutters add timeless charm. The open floor plan includes formal living and dining areas, ideal for entertaining. The spacious primary suite offers dual closets and a spa-like bath. Enjoy the enclosed sunroom with large windows, perfect as a flex space, den, or relaxing retreat. A must see home
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $376,017 | $325,295 | ▼ $14,144 |
| 2024 | $381,405 | $331,405 | ▲ $9,740 |
| 2023 | $375,700 | $375,700 | — |
| 2022 | $361,572 | $181,753 | — |
| 2021 | $294,001 | $175,003 | — |
| 2020 | $263,308 | $171,897 | — |
2024 property taxes (current owner): $6,294/yr
Estimated taxes if purchased at asking price: ~$10,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,688 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 12, 2026Active Under Contract$519,999
- Apr 24, 2026Listed$519,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CRYSTAL CLEAR REALTY, LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines