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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jul 20, 2026·5 days on market·Recent sales in Jacksonville

12311 Kensington Lakes Drive 1301

Jacksonville, FL 32246

$199,000sold priceListed at $199,000 · 100% of asking$181/sqftMLS# 2147703
2
Beds
2.5
Baths
1,100
Sq Ft
1999
Built
—
Garage
No
Pool
HOA $355/mo1,307 sqft lotTownhouse2 stories

About this home

Jacksonville

Fully renovated and move-in ready condo in the desirable Kensington Lakes community! This beautifully updated end unit features fresh modern finishes throughout, including double knockdown ceilings, all new flooring, and a completely remodeled kitchen with updated cabinetry, new countertops, and brand-new appliances. Both bathrooms have been tastefully updated with new vanities and fixtures, creating a clean and contemporary feel throughout the home. The spacious layout offers comfortable living with abundant natural light and low-maintenance finishes designed for everyday living. Major updates provide peace of mind, including a new A/C installed in 2026. Conveniently located near shopping, dining, beaches, and major highways, this renovated condo offers the perfect combination of style, comfort, and location.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,102
Property taxesest. at asking price, Duval County$325
HOAbilled monthly$355
Estimated total, before insurance$1,782/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,468/yr · $122/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$199,000
$39,800
Loan Term
Monthly Payment
$1,102
Principal & Interest: $1,102
Property taxes (est.): $325
Insurance (est.): $133
Estimated Total Monthly
$1,560
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,645 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$176,000$72,413▼ $3,500
2024$179,500$69,665—
2023$179,500$66,180—
2022$146,000$62,797—
2021$111,000$59,512—
2020$108,000$58,000—

2025 property taxes (current owner): $1,468/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 22, 2026Closed$199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $181/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12311 Kensington Lakes Drive 3001, Jacksonville, FL 32246Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$182,000$1652/2.51,10060
12311 Kensington Lakes Drive 1206, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$140,000$1272/2.51,100490.1
12311 Kensington Lakes Drive 2101, Jacksonville, FL 32246Listed by MORGAN PROPERTY MANAGEMENTSep 2026$168,000$1532/2.51,100560.1
12311 Kensington Lakes Drive 2102, Jacksonville, FL 32246Listed by INI REALTYJul 2026$165,000$1502/1.51,100490.1
12311 Kensington Lakes Drive 1106, Jacksonville, FL 32246Listed by MOMENTUM REALTYJul 2026$160,000$1452/2.51,100870.1
12311 Kensington Lakes Drive 905, Jacksonville, FL 32246Listed by SUPREME PATH BROKERAGE LLCJul 2026$190,000$1732/2.51,100350.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,000
Price / Sq Ft$181
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,100
Acres0.03 acres
Year Built1999
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address12311 Kensington Lakes Drive 1301, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionThe Seasons At Kensi
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size1,306.8 sq ft
Parcel Number1652679430
ZoningResidential

Amenities

AmenitiesPool, Gated
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Patio / PorchRear Porch, Screened
RoofShingle
Road FrontageCity Street

Additional Information

Date ListedMay 29, 2026
Days on Market5
HOA Fees$355 / Monthly
HOA FrequencyMonthly
Tax Amount$1,468.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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