This home is in Shearwater Townhomes, St. Augustine.
Pending·26 days on market·Shearwater Townhomes
85 Belfort Court
St. Augustine, FL 32092
About this home
Shearwater Townhomes
Under Construction: Ready August 2026! Introducing the Wigeon floor plan by Lennar Townhomes - a spacious unit featuring 3 bedrooms, 2.5 bathrooms, and a two-car garage. This home includes Lennar's signature Everything's Included package: elegant white quartz countertops, 42-inch cabinetry, and a complete Frigidaire stainless steel appliance, range, dishwasher, microwave, and refrigerator. Stylish ceramic wood-look tile is featured in all wet areas and extends into the living, dining, and hallway spaces. Additional highlights include quartz vanities, a pre-screened lanai, water heater, window blinds throughout, a full sprinkler system, and a pavered driveway. Enjoy added peace of mind with a one-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply.)
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 13, 2026Pending$320,000
- Jul 7, 2026Price change$320,000+$15,000
- Jun 30, 2026Listed$305,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Shearwater Townhomes
Shearwater Townhomes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Shearwater Townhomes homes for sale →Listing Courtesy of: LENNAR REALTY INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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