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Active

Active·5 days on market

1831 Forbes Road

St. Augustine, FL 32092

$599,900Est. $3,059/moMLS# 2156178
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool

About this home

St. Augustine

**ANIMALS ALLOWED**4.35 ACRES OF DRY LAND**CLEARED 1.5 ACRES** Welcome to a rare opportunity to build your dream home and dream life! This land listing features an acre and a half of land cleared, 100% DRY LAND, and is already impacted, saving you time and hassle. Complete with utilities, a WELL, and a SEPTIC already in place, the groundwork has been laid for your vision to become reality. Whether you imagine a quiet sanctuary or have the potential to build a FARM, this property is ideal since equestrian or animals are allowed. Located in a wonderful neighborhood that already has two equestrian centers, it offers a welcoming environment for horse lovers and farm enthusiasts alike. All that is left is the right person with imagination to bring their custom build to life on this prime piece of property! Don't miss this amazing opportunity!

Cost to own

Mortgage calculator

$599,900
$119,980
Loan Term
Monthly Payment
$3,059
Principal & Interest: $3,059
Property taxes (est.): $798
Insurance (est.): $400
Estimated Total Monthly
$4,257
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,059
Property taxesest. at asking price, St. Johns County$798
Estimated total, before insurance$3,857/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,840/yr · $237/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$210,005$210,005
2024$240,944$240,944

2025 property taxes (current owner): $2,840/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,599 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 21, 2026Active$599,900
  • Jul 20, 2026Listed$599,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,900
Bedrooms0
Bathrooms0.00
Full Baths0
Acres4.35 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWebster
MiddleMurray

Community Information

Address1831 Forbes Road, St. Augustine, FL 32092
Area343-Molasses Junction/Elkton
SubdivisionTrestle Bay
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size189,486 sq ft
Parcel Number1010220461
ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
ViewTrees/Woods

Exterior

Lot DescriptionCleared
Road SurfacePaved

Additional Information

Date ListedJuly 21, 2026
Days on Market0
Tax Amount$2,840.37
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke