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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Brook Forest, St. Augustine a home near Tocoi Creek High School.

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Pending

Pending·62 days on market·Brook Forest

382 Woods Lane

St. Augustine, FL 32092

$399,990$206/sqftEst. $2,118/moMLS# 2156063
3
Beds
2.5
Baths
1,944
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $245/mo2,614 sqft lotWaterfrontTownhouse1 storyNew construction

About this home

Brook Forest

The Coral floor plan presents a contemporary living space spanning 1,994 square feet, seamlessly blending functionality with modern design elements. Featuring three bedrooms and two and a half bathrooms, this home offers comfort and convenience for residents and guests alike. The focal point of the home is its spacious open-concept living and dining areas, perfect for both intimate family gatherings and larger social events. The well-appointed kitchen boasts modern appliances and ample storage, catering to culinary enthusiasts' needs. Adding to its appeal is a convenient two-car garage, providing both security and storage space. With its thoughtful layout and stylish finishes, the Coral floor plan offers a comfortable and elegant living experience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,118
Property taxesest. at asking price, St. Johns County$532
HOAbilled monthly$245
Estimated total, before insurance$2,895/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,010/yr · $84/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,990
$79,998
Loan Term
Monthly Payment
$2,118
Principal & Interest: $2,118
Property taxes (est.): $532
Insurance (est.): $267
Estimated Total Monthly
$2,917
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,010/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 28, 2026Pending$399,990
  • Jul 18, 2026Listed$399,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,990
Price / Sq Ft$206
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,944
Total Structure Area2,614 sq ft
Acres0.06 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

School Information

Community Information

Address382 Woods Lane, St. Augustine, FL 32092
Area304- 210 South
SubdivisionBrook Forest
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size2,613.6 sq ft
Lot Dimensions24x125
Parcel Number0103816410
ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Jogging Path, Maintenance Grounds, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJuly 18, 2026
Days on Market41
HOA Fees$245 / Monthly
HOA FrequencyMonthly
Tax Amount$1,010.15
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC · nancypruitt1@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Brook Forest

Brook Forest is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Brook Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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