This home is in St. Augustine.

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Active

Active·1 day on market

466 Windwalker Drive

St. Augustine, FL 32092

$674,900$251/sqftEst. $3,592/moMLS# 2154469

Beds

Baths

2,689

Sq Ft

2021

Built

Garage

Yes

Pool

About this home

St. Augustine

The best homes don't just check the boxes. They make you feel at home the moment you walk through the front door. Built by Ashley Homes in 2021 and set on a corner lot in Wards Creek, this 4-bedroom, 2.5-bath pool home brings together newer construction, thoughtful updates and the easy Florida lifestyle buyers are looking for in the World Golf Village area. Inside, abundant natural light fills the home, highlighting fresh interior paint, brand-new carpet upstairs, smooth-finish walls, rounded corners and quality craftsmanship and thoughtful architectural details throughout. Ten-foot ceilings on the main level, nine-foot ceilings upstairs, and a soaring two-story living room with custom built-ins create an open, airy feel that's both impressive and inviting. The kitchen opens naturally to the main living and dining spaces, making it just as functional for everyday living as it is for entertaining.

Cost to own

Mortgage calculator

Home Price

$674,900

Down Payment: 20%

$134,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$3,592

Principal & Interest: $3,592

Est. Taxes & Insurance: $898

Estimated Total Monthly

$4,490

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,592

Property taxesest. at asking price, St. Johns County$898

HOAbilled annually$65

Estimated total, before insurance$4,555/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$488,583	$0	—
2023	$465,322	$401,482	—
2022	$438,332	$388,332	—
2021	$95,000	$95,000	—
2020	$85,000	$85,000	—

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,797 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Listed$674,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$674,900

Price / Sq Ft$251

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,689

Total Structure Area3,578 sq ft

Acres0.20 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

Gated CommunityYes

Direction FacesNortheast

School Information

ElementaryMill Creek Academy

MiddleMill Creek Academy

HighTocoi Creek

Community Information

Address466 Windwalker Drive, St. Augustine, FL 32092

Area303-Palmo/Six Mile Area

SubdivisionWards Creek

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size8,712 sq ft

Lot Dimensions84x116x168 (corner lot)

Parcel Number0279830660

ZoningPUD

Amenities

AmenitiesPool, Barbecue, Dog Park, Gated, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Solar Tube(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryUpper Level