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This home is in Old Mill Branch, Jacksonville.

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Active

Active·1 day on market·Old Mill Branch

4582 Reedbark Lane

Jacksonville, FL 32246

$560,000$255/sqftEst. $2,981/moMLS# 2155823
4
Beds
2
Baths
2,199
Sq Ft
2002
Built
2
Garage
No
Pool

About this home

Old Mill Branch

Location is everything and this stellar property puts you in the heart of it all! Nestled within St. Johns Town Center, enjoy premier shopping, dining, entertainment, and convenient access to major highways and employers. Meticulously maintained with major updates, including a new HVAC (2021), roof (2022), and energy-efficient windows (2023). Inside, you'll find a home that has been lovingly cared for and thoughtfully updated, allowing you to move in and immediately enjoy everything it has to offer. A complete landscaping makeover in 2024 is highlighted by a refreshed exterior, and modern Bermuda turf creates exceptional curb appeal. The expansive screened lanai is perfect for al fresco dining, entertaining, or relaxing year-round. Located in a desirable gated community with a pool and hot tub, you'll enjoy fantastic amenities and an added sense of privacy and security. This is a rare opportunity to own an updated home in one of Jacksonville's most sought-after locations.

Cost to own

Mortgage calculator

$560,000
$112,000
Loan Term
Monthly Payment
$2,846
Principal & Interest: $2,846
Est. Taxes & Insurance: $712
Estimated Total Monthly
$3,558
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,981
Property taxesest. at asking price, Duval County$914
HOAbilled annually$138
Estimated total, before insurance$4,032/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,694/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 17, 2026Listed$560,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$560,000
Price / Sq Ft$255
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,199
Acres0.18 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementarySouthside Estates
MiddleTwin Lakes Academy
HighEnglewood

Community Information

Address4582 Reedbark Lane, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionOld Mill Branch
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size7,840.8 sq ft
Parcel Number1677271880
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Gated, Spa/Hot Tub
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate

Exterior

Patio / PorchScreened
FencingFull
RoofShingle

Additional Information

Date ListedJuly 17, 2026
Days on Market3
HOA Fees$1,650 / Annually
HOA FrequencyAnnually
HOA NameOld Mill Branch
Tax Amount$5,693.51
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Old Mill Branch

Old Mill Branch is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Old Mill Branch homes for sale →

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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