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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Old Mill Branch, Jacksonville a waterfront home in Jacksonville.

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Active

Active·Listed today·Old Mill Branch

10054 Richton Court

Jacksonville, FL 32246

$599,999$281/sqftEst. $3,085/moMLS# 2162940
4
Beds
3
Baths
2,134
Sq Ft
2002
Built
2
Garage
Yes
Pool

About this home

Old Mill Branch

WELCOME TO 10054 RICHTON CT! This spacious 4-bedroom, 3-bath POOL HOME with a separate OFFICE/DEN sits on a quiet CUL-DE-SAC with GORGEOUS LAKE VIEWS! The split floor plan features Jack-and-Jill bedrooms, formal dining, breakfast area, laundry room, and a bright living room with a FIREPLACE and large windows overlooking the POOL! The kitchen is truly the HEART OF THE HOME with GRANITE COUNTERTOPS, REAL WOOD CABINETS, and plenty of space for gathering. Plantation shutters throughout add timeless style. Step outside to your PRIVATE POOL, peaceful backyard, and beautiful mature tree -- perfect for outdoor living or even a TREEHOUSE! A long driveway plus 2-car garage provides plenty of parking. Located in a GATED COMMUNITY with a pool and playground, just minutes from ST. JOHNS TOWN CENTER shopping, dining, and entertainment! POOL + LAKE + CUL-DE-SAC + GREAT LOCATION -- THIS HOME HAS IT ALL!

Cost to own

Mortgage calculator

$599,999
$120,000
Loan Term
Monthly Payment
$3,085
Principal & Interest: $3,085
Property taxes (est.): $980
Insurance (est.): $400
Estimated Total Monthly
$4,464
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,085
Property taxesest. at asking price, Duval County$980
HOAbilled annually$133
Estimated total, before insurance$4,198/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,077/yr · $673/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,077/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 1, 2026Listed$599,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,999
Price / Sq Ft$281
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,134
Acres0.61 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

Community Information

Address10054 Richton Court, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionOld Mill Branch
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size26,571.6 sq ft
Parcel Number1677272040

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Garage
Waterfront TypeLake Front

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 1, 2026
Days on Market0
HOA Fees$1,600 / Annually
HOA FrequencyAnnually
HOA NameOld Mills Branch
Tax Amount$8,077.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Old Mill Branch

Old Mill Branch is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Old Mill Branch homes for sale →

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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