Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in James Island, Jacksonville — a home near Atlantic Coast High School.

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Active

Active·Listed today·James Island

7636 Sentry Oak Circle E

Jacksonville, FL 32256

$585,000$224/sqftEst. $2,983/moMLS# 2157752

Beds

Baths

2,606

Sq Ft

2000

Built

Garage

Pool

About this home

James Island

Nestled beneath a canopy of mature oak trees in the highly sought-after gated community of James Island, this beautifully maintained home offers timeless style, generous living spaces, and an unbeatable Southside Jacksonville location. From the inviting blue front door to the soaring ceilings, plantation shutters, crown molding, and abundant natural light, every detail creates a warm and welcoming atmosphere. Designed for both everyday living and entertaining, the home features multiple living and dining spaces, a spacious family room with a fireplace, and a well-appointed kitchen, stainless steel appliances, abundant cabinetry, a breakfast bar, and a sunny breakfast nook. The oversized primary suite offers a true retreat with a spa-inspired bath featuring dual vanities, a soaking tub, separate shower, and an impressive custom walk-in closet. Spacious secondary bedrooms provide comfort and flexibility for guests, family, or a home office.

Cost to own

Mortgage calculator

Home Price

$585,000

Down Payment: 20%

$117,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,983

Principal & Interest: $2,983

Property taxes (est.): $955

Insurance (est.): $390

Estimated Total Monthly

$4,328

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,983

Property taxesest. at asking price, Duval County$955

Estimated total, before insurance$3,938/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,960/yr · $330/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,960/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,639 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Listed$585,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$585,000

Price / Sq Ft$224

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,606

Acres0.26 acres

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTwin Lakes Academy

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address7636 Sentry Oak Circle E, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionJames Island

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size11,325.6 sq ft

Parcel Number1677423305

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Off Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Tub with Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Gas Range, Microwave, Refrigerator

HeatingElectric

CoolingCentral Air

FlooringCarpet, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Spa FeaturesCommunity