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This home is in Seven Pine Island, Jacksonville a pool home in Jacksonville.

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Pending

Pending·65 days on market·Seven Pine Island

2318 Pine Island Court

Jacksonville, FL 32224

$1,600,000$446/sqftEst. $8,473/moMLS# 2155467
4
Beds
3.5
Baths
3,588
Sq Ft
1993
Built
2
Garage
Yes
Pool
FEMA Zone AEHOA $208/mo13,504 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Seven Pine Island

Welcome to 2318 Pine Island Court, an exceptional waterfront estate in the gated community of Seven Pines Island, one of the area's most exclusive coastal enclaves. Perfectly positioned for unobstructed Intracoastal and marsh views, this custom home offers a private, resort like setting surrounded by natural beauty and coastal elegance. Inside, quality craftsmanship and thoughtful design create seamless living spaces filled with natural light. The backyard features a screened in pool, generous entertaining space, and sweeping water views that make every day feel like a retreat. Boating enthusiasts will appreciate the deeded boat slip in the private neighborhood marina with direct Intracoastal access. Seven Pines Island offers an exclusive coastal lifestyle with a private marina, clubhouse, sports courts, and an upgraded gated entry system. A rare opportunity to own waterfront property in one of Northeast Florida's most sought after private communities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$8,473
Property taxesest. at asking price, Duval County$2,613
HOAbilled annually$208
Estimated total, before insurance$11,294/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,600,000
$320,000
Loan Term
Monthly Payment
$8,473
Principal & Interest: $8,473
Property taxes (est.): $2,613
Insurance (est.): $1,067
Estimated Total Monthly
$12,152
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,808 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 20, 2026Pending$1,600,000
  • Jul 15, 2026Listed$1,600,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,600,000
Price / Sq Ft$446
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,588
Acres0.31 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusPending
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure, Solar Heat, Waterfall
Is WaterfrontYes

School Information

ElementaryAlimacani

Community Information

Address2318 Pine Island Court, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionSeven Pine Island
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size13,503.6 sq ft
Parcel Number1792931044
ZoningResidential

Amenities

AmenitiesBasketball Court, Boat Dock, Boat Slip, Clubhouse, Gated, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway, Garage, Garage Door Opener
ViewIntracoastal, Water
Waterfront TypeIntracoastal, Marsh

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric, Zoned
CoolingCentral Air, Electric, Multi Units, Zoned
FlooringCarpet, Tile, Wood
FireplaceYes
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
Window FeaturesSkylight(s)
Spa FeaturesHeated, Above Ground

Exterior

Exterior FeaturesBoat Lift, Boat Slip
Patio / PorchFront Porch, Patio, Screened
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJuly 15, 2026
Days on Market6
HOA Fees$2,500 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLUID REALTY, LLC. · jtsburchardi@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seven Pine Island

Seven Pine Island is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Seven Pine Island homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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