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This home is in Seven Pine Island, Jacksonville — a pool home in Jacksonville.

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Active

Active·130 days on market·Seven Pine Island

2306 Pine Island Court

Jacksonville, FL 32224

$1,275,000$491/sqftEst. $6,501/moMLS# 2136408

Beds

Baths

2,595

Sq Ft

1987

Built

Garage

Yes

Pool

About this home

Seven Pine Island

Located in the desirable Seven Pines Island community, this beautifully updated waterfront residence offers a rare opportunity for coastal living. Set on just under half an acre along the Intracoastal marsh, the home offers seamless indoor-outdoor living. The main living areas flow easily for entertaining, complemented by a remodeled kitchen with quality finishes and functional design. The owner's suite provides a private retreat, featuring extended custom sliders with sunrise and sunset views over the marsh from southern exposure. This stunning home offers a luxurious pool with an extended travertine patio, beautiful landscaping, and electronic roll-down screens. The two additional bedrooms are upstairs, great for privacy AND those water views. The property also includes a deeded boat slip and lift in the neighborhood marina with direct Intracoastal access. Don't miss your chance to own this piece of paradise--book your showing today!

Cost to own

Mortgage calculator

Home Price

$1,275,000

Down Payment: 20%

$255,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$6,501

Principal & Interest: $6,501

Property taxes (est.): $2,082

Insurance (est.): $850

Estimated Total Monthly

$9,433

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$6,501

Property taxesest. at asking price, Duval County$2,082

HOAbilled monthly$187

Estimated total, before insurance$8,770/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,564/yr · $880/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$764,041	$565,651	—
2024	$734,423	$549,002	▼ $911
2023	$757,513	$531,556	▲ $50,000
2022	$681,243	$514,618	—
2021	$555,133	$498,173	—
2020	$540,605	$490,605	—

2025 property taxes (current owner): $10,564/yr

Estimated taxes if purchased at asking price: ~$25,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Mar 24, 2026Listed$1,275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,275,000

Price / Sq Ft$491

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,595

Acres0.44 acres

Year Built1987

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontYes

Community Information

Address2306 Pine Island Court, Jacksonville, FL 32224

Area025-Intracoastal West-North Of Beach Blvd

SubdivisionSeven Pine Island

CityJacksonville

CountyDuval

StateFL

Zip Code32224

Lot Size19,166.4 sq ft

Parcel Number1792931040

Amenities

AmenitiesGated, Marina, Pickleball, Tennis Court(s), Water

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewBridge(s), Canal, Intracoastal, Water

Waterfront TypeMarsh

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Dryer, Gas Cooktop, Gas Oven, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

SecuritySecurity Gate