This home is in Jacksonville Beach.
Active·59 days on market
2762 Seagate Avenue
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Beautiful custom-built home on large lot (100x140) surrounded by majestic oaks, in a quiet private enclave of homes in sought after Neptune Beach. Built up on raised perimeter foundation and with many upgrades and attention to detail throughout. Tile and wood flooring, high ceilings, plantation shutters, built ins, large kitchen with Island, granite and upgraded stainless steel appliances including gas cooktop and double ovens. Lovely dining, living-family, primary down with sitting area and lavish bath with soaking tub. Upstairs features two large bedrooms and full bath. Large bonus with evening deck. Large walk ins. Office with glass door. Tiled covered lanai and fantastic backyard. Room for a pool. 3 car garage. New roof 2025. HVAC 2023. Freshly painted. Not in a flood zone. Bike or golf cart to the ocean or town center, minutes from A rated schools and parks.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $980,232 | $356,890 | — |
| 2024 | $879,145 | $346,125 | ▲ $64,771 |
| 2023 | $790,557 | $334,588 | — |
| 2022 | $745,852 | $323,387 | — |
| 2021 | $656,415 | $312,512 | — |
| 2020 | $661,942 | $307,507 | — |
2025 property taxes (current owner): $6,746/yr
Estimated taxes if purchased at asking price: ~$25,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2025 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,734 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 18, 2026Listed$1,299,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Expert
Krista Fracke
Broker Associate
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