This home is in Jacksonville Beach.
Sold·Closed Aug 26, 2026·65 days on market·Recent sales in Jacksonville Beach
2762 Seagate Avenue
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Beautiful custom-built home on large lot (100x140) surrounded by majestic oaks, in a quiet private enclave of homes in sought after Neptune Beach. Built up on raised perimeter foundation and with many upgrades and attention to detail throughout. Tile and wood flooring, high ceilings, plantation shutters, built ins, large kitchen with Island, granite and upgraded stainless steel appliances including gas cooktop and double ovens. Lovely dining, living-family, primary down with sitting area and lavish bath with soaking tub. Upstairs features two large bedrooms and full bath. Large bonus with evening deck. Large walk ins. Office with glass door. Tiled covered lanai and fantastic backyard. Room for a pool. 3 car garage. New roof 2025. HVAC 2023. Freshly painted. Not in a flood zone. Bike or golf cart to the ocean or town center, minutes from A rated schools and parks.
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2025 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,734 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $980,232 | $356,890 | — |
| 2024 | $879,145 | $346,125 | ▲ $64,771 |
| 2023 | $790,557 | $334,588 | — |
| 2022 | $745,852 | $323,387 | — |
| 2021 | $656,415 | $312,512 | — |
| 2020 | $661,942 | $307,507 | — |
2025 property taxes (current owner): $6,746/yr
Estimated taxes if purchased at asking price: ~$23,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 2, 2026Closed$1,299,000
- Aug 21, 2026Pending$1,299,000
- Jul 23, 2026Active Under Contract$1,299,000
- May 18, 2026Listed$1,299,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $453/sq ft; this home is listed at $369/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2041 Waterway Island Lane, Jacksonville Beach, FL 32250Listed by SOUTHERN SHORES REALTY GROUP, INC. | Jul 2026 | $1,700,000 | $512 | 4/4 | 3,321 | 87 | 0 |
| 1871 Kings Road, Jacksonville Beach, FL 32250Listed by MASH REALTY SERVICES, LLC | Sep 2026 | $1,200,000 | $453 | 4/3.5 | 2,647 | 4 | 0.2 |
| 2010 Tara Court, Neptune Beach, FL 32266Listed by DOUGLAS ELLIMAN FLORIDA | Oct 2026 | $1,715,000 | $510 | 3/4 | 3,364 | 10 | 0.3 |
| 2010 Shadow Lane, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Oct 2026 | $1,050,000 | $384 | 4/2.5 | 2,735 | 184 | 0.5 |
| 2280 Oak Forest Drive, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORP | Sep 2026 | $985,000 | $278 | 4/3.5 | 3,544 | 15 | 0.6 |
| 1911 Tanglewood Road, Jacksonville Beach, FL 32250Listed by HERRON REAL ESTATE LLC | Aug 2026 | $945,000 | $341 | 4/3 | 2,770 | 3 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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