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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sunset Point, Neptune Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Oct 1, 2026·10 days on market·Recent sales in Sunset Point·Sunset Point

2010 Tara Court

Neptune Beach, FL 32266

$1,715,000sold priceListed at $1,750,000 · 98% of asking$510/sqftMLS# 2155163
3
Beds
4
Baths
3,364
Sq Ft
2004
Built
2
Garage
Yes
Pool

4 more homes for sale in Sunset Point →Search Sunset Point on the map

FEMA Zone XHOA $67/mo0.48 acresWaterfrontSingle Family Residence2 stories

About this home

Sunset Point

Welcome to 2010 Tara Ct, where beach life meets boat life. Enjoy breathtaking sunsets, dock access to navigable water, and beach access just minutes away. Built in 2004, this stunning waterfront home features a sparkling pool and spa, expansive outdoor living and gathering spaces, and a summer kitchen and bar overlooking the Intracoastal -- perfect for entertaining. The gourmet kitchen anchors the home with double sinks, a large island, gas cooktop, warming drawer, and abundant storage. The first-floor primary suite offers his-and-hers closets, a spa-like bath with steam shower, jetted tub, and separate vanities. Two additional guest suites and a versatile bonus room -- easily converted to a 4th bedroom -- offer flexibility for family or guests, complete with a private balcony. Community dock access was purchased by the owner and can hold an 18'-25' boat. New roof 2022. Don't miss your chance to own this exceptional waterfront retreat.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,499
Property taxesest. at asking price, Duval County$2,800
HOAbilled annually$67
Estimated total, before insurance$12,366/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,411/yr · $1,118/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,715,000
$343,000
Loan Term
Monthly Payment
$9,499
Principal & Interest: $9,499
Property taxes (est.): $2,800
Insurance (est.): $1,143
Estimated Total Monthly
$13,443
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · FL0020407 - City of Neptune Beach · Public water (record)

County records show this parcel on central sewer served by FL0020407 - City of Neptune Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:26 AM, sunset 6:57 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $13,411/yr

Estimated taxes if purchased at asking price: ~$33,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 1, 2026Closed$1,750,000
  • Jul 26, 2026Active Under Contract$1,750,000
  • Jul 13, 2026Listed$1,750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $386/sq ft; this home is listed at $520/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2762 Seagate Avenue, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPAug 2026$1,200,000$3404/33,525650.3
1871 Kings Road, Jacksonville Beach, FL 32250Listed by MASH REALTY SERVICES, LLCSep 2026$1,200,000$4534/3.52,64740.4
2010 Shadow Lane, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$1,050,000$3844/2.52,7351840.5
2366 Pine Island Court, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,015,000$3863/2.52,6301210.6
1024 Neptune Lane, Neptune Beach, FL 32266Listed by SIGNATURE REALTY & MANAGEMENTSep 2026$1,100,000$4224/3.52,605900.7
636 Camellia Terrace Drive, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$735,000$2664/32,7671100.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,750,000
Price / Sq Ft$520
Bedrooms3
Bathrooms4.00
Full Baths4
Square Footage3,364
Acres0.48 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Pool Sweep
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address2010 Tara Court, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionSunset Point
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size20,908.8 sq ft
Parcel Number1774750035
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewIntracoastal, Water

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Disposal, Electric Oven, Freezer, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryLower Level, Sink
SecuritySmoke Detector(s)
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBalcony, Boat Slip, Outdoor Kitchen
Lot DescriptionCul-De-Sac, Wetlands
Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJuly 13, 2026
Days on Market10
HOA Fees$800 / Annually
HOA FrequencyAnnually
HOA NameKingdom Management
Tax Amount$13,411.42
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DOUGLAS ELLIMAN FLORIDA

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sunset Point

Sunset Point is a neighborhood in St. Augustine, FL (Duval County), ZIP 32266.

View all Sunset Point homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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