Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Evergreen Island at Silverleaf, St. Augustine — a gated community home in St. Johns County.

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Active

Active·44 days on market·Evergreen Island at Silverleaf

179 Lucia Place

St. Augustine, FL 32092

$697,860$229/sqftEst. $3,588/moMLS# 2155397

Beds

Baths

3,051

Sq Ft

2026

Built

Garage

Pool

About this home

Evergreen Island at Silverleaf

Luxury meets lifestyle in this stunning brand new Boling Quick Move-In home, perfectly situated on a private wooded cul-de-sac homesite in the sought-after gated community of Evergreen Island at SilverLeaf--with NO CDD fees, saving homeowners thousands each year! This impressive two-story home offers 3,051 square feet, 5 spacious bedrooms, 3.5 baths, and an oversized upstairs retreat/bonus room, providing the perfect space for entertaining, a media room, playroom, or home office. The heart of the home is a designer gourmet kitchen featuring elegant quartz countertops, beautiful two-tone cabinetry, a 36'' GE Café gas cooktop, premium finishes, and an oversized island overlooking the expansive family room. Enjoy seamless indoor-outdoor living with the extended covered lanai and upgraded sliding glass doors, all while taking in peaceful wooded views with no rear neighbors.

Cost to own

Mortgage calculator

Home Price

$697,860

Down Payment: 20%

$139,572

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,588

Principal & Interest: $3,588

Property taxes (est.): $929

Insurance (est.): $465

Estimated Total Monthly

$4,982

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,588

Property taxesest. at asking price, St. Johns County$929

HOAbilled annually$167

Estimated total, before insurance$4,683/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,666 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 15, 2026Listed$697,860

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$697,860

Price / Sq Ft$229

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,051

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleA-Frame

Property ConditionTo Be Built

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

School Information

ElementaryMagnolia Oaks Academy

MiddleMagnolia Oaks Academy

HighTocoi Creek

Community Information

Address179 Lucia Place, St. Augustine, FL 32092

Area304- 210 South

SubdivisionEvergreen Island at Silverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Parcel Number00000000

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Gated, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, Construction, Doors, Exposure/Shade, HVAC, Insulation, Lighting, Roof, Water Heater, Windows

ParkingGarage, Garage Door Opener, Gated

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater

HeatingElectric, Heat Pump

CoolingCentral Air, Electric, Zoned

FlooringCarpet, Tile, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Upper Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security Gate, Smoke Detector(s)