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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bartram Springs, Jacksonville.

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Sold

Sold·Closed Sep 23, 2026·11 days on market·Recent sales in Bartram Springs·Bartram Springs

14228 Palmetto Springs Street

Jacksonville, FL 32258

$613,000sold priceListed at $625,000 · 98.1% of asking$182/sqftMLS# 2154830
5
Beds
4
Baths
3,376
Sq Ft
2005
Built
3
Garage
No
Pool

13 more homes for sale in Bartram Springs →Search Bartram Springs on the map

FEMA Zone XHOA $7/mo11,326 sqft lotSingle Family Residence2 stories

About this home

Bartram Springs

Nestled on a premium preserve cul-de-sac lot in the desirable Bartram Springs community, this impressive 5-bedroom, 4-bath home offers an ideal combination of space, functionality, and privacy with four bedrooms conveniently located on the main level and a spacious three-car garage. A welcoming front veranda and double-door entry lead into a bright and open floor plan featuring soaring ceilings in the foyer, kitchen, and great room, skylights for abundant natural light, and elegant arched doorways throughout. The kitchen was thoughtfully expanded during remodeling and features quartz countertops, stainless steel appliances, a gas convection double oven, an oversized island with seating, an eat-in kitchen area, and an additional wall of upper and lower cabinetry with extra countertop space perfect for serving, entertaining, or creating a coffee bar.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,395
Property taxesest. at asking price, Duval County$1,001
HOAbilled annually$7
Estimated total, before insurance$4,404/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,075/yr · $673/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$613,000
$122,600
Loan Term
Monthly Payment
$3,395
Principal & Interest: $3,395
Property taxes (est.): $1,001
Insurance (est.): $409
Estimated Total Monthly
$4,805
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,706 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,075/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 23, 2026Closed$625,000
  • Aug 5, 2026Pending$625,000
  • Jul 21, 2026Active Under Contract$625,000
  • Jul 10, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14218 Big Spring Street, Jacksonville, FL 32258Listed by HERRON REAL ESTATE LLCJul 2026$530,000$1895/42,806320.1
6323 Forest Stump Lane, Jacksonville, FL 32258Listed by REMI REALTY, LLCSep 2026$635,000$1815/43,504830.3
6045 Alderfer Springs Drive, Jacksonville, FL 32258Listed by REAL BROKER LLCAug 2026$480,000$1884/32,554710.3
14318 Millhopper Road, Jacksonville, FL 32258Listed by LMH REALTY LLCJul 2026$499,900$1855/32,702460.4
5828 Brush Hollow Road, Jacksonville, FL 32258Listed by COWFORD REALTY & DESIGN LLCAug 2026$515,000$1885/32,74230.5
6197 Kissengen Spring Court, Jacksonville, FL 32258Listed by HERRON REAL ESTATE LLCAug 2026$530,000$1755/43,025520.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$625,000
Price / Sq Ft$185
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,376
Acres0.26 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address14228 Palmetto Springs Street, Jacksonville, FL 32258
Area015-Bartram
SubdivisionBartram Springs
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size11,325.6 sq ft
Parcel Number1681436650

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyHVAC
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air, Multi Units
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
Window FeaturesSkylight(s)
SecuritySmoke Detector(s)
Spa FeaturesBath

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Rear Porch, Screened
FencingFenced, Back Yard, Privacy, Vinyl
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedJuly 10, 2026
Days on Market11
HOA Fees$86 / Annually
HOA FrequencyAnnually
HOA NameBartram Springs Homeowners Association
Tax Amount$8,075.41
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Sold by: KELLER WILLIAMS ST JOHNS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bartram Springs

Bartram Springs is a neighborhood in Jacksonville, FL (Duval County), ZIP 32258.

View all Bartram Springs homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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