This home is in Bartram Springs, Jacksonville.

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Active

Active·2 days on market·Bartram Springs

14228 Palmetto Springs Street

Jacksonville, FL 32258

$625,000$185/sqftEst. $3,327/moMLS# 2154830

Beds

Baths

3,376

Sq Ft

2005

Built

Garage

Pool

About this home

Bartram Springs

Nestled on a premium preserve cul-de-sac lot in the desirable Bartram Springs community, this impressive 5-bedroom, 4-bath home offers an ideal combination of space, functionality, and privacy with four bedrooms conveniently located on the main level and a spacious three-car garage. A welcoming front veranda and double-door entry lead into a bright and open floor plan featuring soaring ceilings in the foyer, kitchen, and great room, skylights for abundant natural light, and elegant arched doorways throughout. The kitchen was thoughtfully expanded during remodeling and features quartz countertops, stainless steel appliances, a gas convection double oven, an oversized island with seating, an eat-in kitchen area, and an additional wall of upper and lower cabinetry with extra countertop space perfect for serving, entertaining, or creating a coffee bar.

Cost to own

Mortgage calculator

Home Price

$625,000

Down Payment: 20%

$125,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$3,327

Principal & Interest: $3,327

Est. Taxes & Insurance: $832

Estimated Total Monthly

$4,158

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,327

Property taxesest. at asking price, Duval County$1,021

HOAbilled annually$7

Estimated total, before insurance$4,354/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,075/yr

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,706 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Listed$625,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$625,000

Price / Sq Ft$185

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,376

Acres0.26 acres

Year Built2005

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address14228 Palmetto Springs Street, Jacksonville, FL 32258

Area015-Bartram

SubdivisionBartram Springs

CityJacksonville

CountyDuval

StateFL

Zip Code32258

Lot Size11,325.6 sq ft

Parcel Number1681436650

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyHVAC

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air, Multi Units

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Window FeaturesSkylight(s)

SecuritySmoke Detector(s)

Spa FeaturesBath