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This home is in Bartram Springs, Jacksonville.

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Active Under Contract

Active Under Contract·19 days on market·Bartram Springs

14455 Cherry Lake Drive W

Jacksonville, FL 32258

$499,000$192/sqftEst. $2,656/moMLS# 2132285
4
Beds
3
Baths
2,597
Sq Ft
2006
Built
2
Garage
No
Pool

About this home

Bartram Springs

All new appliance's ! New hot water heater and New AC The thoughtfully designed floor plan features a large kitchen that serves as the heart of the home--perfect for entertaining and everyday living--overlooking the expansive living and dining areas for seamless flow and natural light. The generous primary suite provides a private retreat, while three additional bedrooms offer flexibility for guests, a home office, or multi-generational living. With three full bathrooms, convenience and comfort are built in. Step outside to a large covered back porch--ideal for relaxing, grilling, or enjoying Florida evenings year-round. Located in a highly desirable community with exceptional amenities, this home offers the perfect blend of space, functionality, and lifestyle.

Cost to own

Mortgage calculator

$499,000
$99,800
Loan Term
Monthly Payment
$2,521
Principal & Interest: $2,521
Est. Taxes & Insurance: $630
Estimated Total Monthly
$3,151
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,656
Property taxesest. at asking price, Duval County$815
HOAbilled annually$7
Estimated total, before insurance$3,478/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$442,843$414,735 $15,000
2024$429,038$377,032
2023$420,503$342,757
2022$380,368$311,598
2021$283,271$283,271
2020$275,735$275,735

2025 property taxes (current owner): $10,289/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 26, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,000
Price / Sq Ft$192
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,597
Acres0.23 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address14455 Cherry Lake Drive W, Jacksonville, FL 32258
Area015-Bartram
SubdivisionBartram Springs
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size10,018.8 sq ft
Parcel Number1681435585

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Park, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Patio / PorchRear Porch
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 26, 2026
Days on Market100
HOA Fees$86 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$10,288.61
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Bartram Springs

Bartram Springs is a neighborhood in Jacksonville, FL (Duval County), ZIP 32258.

View all Bartram Springs homes for sale →

Listing Courtesy of: 1 PERCENT LISTS FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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