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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bartram Springs, Jacksonville.

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Active

Active·110 days on market·Bartram Springs

14455 Cherry Lake Drive W

Jacksonville, FL 32258

$499,000$192/sqftEst. $2,764/moMLS# 2132285
4
Beds
3
Baths
2,597
Sq Ft
2006
Built
2
Garage
No
Pool

12 more homes for sale in Bartram Springs →Search Bartram Springs on the map

FEMA Zone XHOA $7/mo10,019 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Bartram Springs

Ok days on Market might look concerning. We were under contract ( Contingency on selling a house.) So back on the MARKET ! All new appliance's ! New hot water heater and New AC The thoughtfully designed floor plan features a large kitchen that serves as the heart of the home--perfect for entertaining and everyday living--overlooking the expansive living and dining areas for seamless flow and natural light. The generous primary suite provides a private retreat, while three additional bedrooms offer flexibility for guests, a home office, or multi-generational living. With three full bathrooms, convenience and comfort are built in. Step outside to a large covered back porch--ideal for relaxing, grilling, or enjoying Florida evenings year-round. Located in a highly desirable community with exceptional amenities, this home offers the perfect blend of space, functionality, and lifestyle.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,764
Property taxesest. at asking price, Duval County$815
HOAbilled annually$7
Estimated total, before insurance$3,586/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,289/yr · $857/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$499,000
$99,800
Loan Term
Monthly Payment
$2,764
Principal & Interest: $2,764
Property taxes (est.): $815
Insurance (est.): $333
Estimated Total Monthly
$3,911
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$442,843$414,735▲ $15,000
2024$429,038$377,032—
2023$420,503$342,757—
2022$380,368$311,598—
2021$283,271$283,271—
2020$275,735$275,735—

2025 property taxes (current owner): $10,289/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 27, 2026Active$499,000
  • Jun 26, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $192/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6197 Kissengen Spring Court, Jacksonville, FL 32258Listed by HERRON REAL ESTATE LLCAug 2026$530,000$1755/43,025520.1
14557 Big Brush Lane, Jacksonville, FL 32258Listed by TOUSSAINT GROUP REALTY LLCAug 2026$475,000$1964/22,418390.3
6045 Alderfer Springs Drive, Jacksonville, FL 32258Listed by REAL BROKER LLCAug 2026$480,000$1884/32,554710.3
14228 Palmetto Springs Street, Jacksonville, FL 32258Listed by COMPASS FLORIDA LLCSep 2026$613,000$1825/43,376110.4
14473 Magnolia Springs Lane, Jacksonville, FL 32258Listed by KELLER WILLIAMS ST JOHNSAug 2026$640,000$2325/32,75520.4
14916 W Fern Hammock Drive, Jacksonville, FL 32258Listed by HOUSE & HAVENOct 2026$454,500$1824/32,492630.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$192
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,597
Acres0.23 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address14455 Cherry Lake Drive W, Jacksonville, FL 32258
Area015-Bartram
SubdivisionBartram Springs
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size10,018.8 sq ft
Parcel Number1681435585

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Patio / PorchRear Porch
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 26, 2026
Days on Market187
HOA Fees$86 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$10,288.61
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 PERCENT LISTS FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bartram Springs

Bartram Springs is a neighborhood in Jacksonville, FL (Duval County), ZIP 32258.

View all Bartram Springs homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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