This home is in Bartram Springs, Jacksonville.

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Active

Active·61 days on market·Bartram Springs

6045 Alderfer Springs Drive

Jacksonville, FL 32258

$499,000$195/sqftEst. $2,656/moMLS# 2145538

Beds

Baths

2,554

Sq Ft

2006

Built

Garage

Pool

About this home

Bartram Springs

*Open House - SUN 7/19 from 12-2PM!* Welcome to this stunning 1-story, 4-bedroom, 3-bath home with a 3-car garage situated on .24 acres in the highly sought-after Bartram Springs community! This perfect split bedroom layout features a dedicated office with French doors and formal dining and living rooms - all with no carpet throughout! Gorgeous hardwood floors flow through the main living areas. Soaring 10' ceilings, custom crown moulding, and double tray ceilings add elegance throughout. The kitchen has been upgraded with granite countertops and a stylish backsplash. The gas fireplace adds warmth and charm to the formal living room. The luxurious master suite features his & hers closets and a spa-like bath with dual vanities, a garden tub, separate shower, and an elegant chandelier. The extended large birdcage lanai with tile flooring overlooks a spacious, fully fenced backyard - perfect for entertaining! Recent upgrades include the NEW epoxy garage flooring

Cost to own

Mortgage calculator

Home Price

$499,000

Down Payment: 20%

$99,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,521

Principal & Interest: $2,521

Est. Taxes & Insurance: $630

Estimated Total Monthly

$3,151

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,656

Property taxesest. at asking price, Duval County$815

HOAbilled annually$7

Estimated total, before insurance$3,478/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$426,629	$199,208	▲ $15,000
2024	$413,185	$192,887	▼ $260
2023	$405,459	$185,813	—
2022	$366,930	$178,945	—
2021	$273,953	$172,277	—
2020	$267,118	$169,209	—

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 15, 2026Listed$499,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$499,000

Price / Sq Ft$195

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,554

Acres0.24 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryBartram Springs

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address6045 Alderfer Springs Drive, Jacksonville, FL 32258

Area015-Bartram

SubdivisionBartram Springs

CityJacksonville

CountyDuval

StateFL

Zip Code32258

Lot Size10,454.4 sq ft

Parcel Number1681436820

Amenities

AmenitiesPool, Barbecue, Basketball Court, Boat Dock, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Park, Playground, Sauna, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage