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Active·1 day on market

264 Lake Sinclair Street

St. Augustine, FL 32084

$399,900$197/sqftEst. $2,128/moMLS# 2154482

Beds

Baths

2,027

Sq Ft

2023

Built

Garage

Pool

About this home

St. Augustine

This stunning home located in the heart of St Johns County features 4 bedrooms , 3 baths and 2027 sqft of living space ! As you enter the foyer you will notice tile flooring throughout the living area. to your right are 2 bedrooms with large closets and a full bath. To your left is an additional bedroom with an en-suite bath which is great for guest . Foyer opens to the family room & kitchen combination which is great for entertaining . Kitchen features quartz countertops , stainless steel appliance , large island tons of cabinet space and large pantry ! Light and bright family room features dining area & large sliders leading out to the screen and covered lanai overlooking the lake. Fenced backyard features extended pavers with room for a pool !!!! Spacious primary features en-suite bath with dual vanities and a separate tub and shower as well as 2 generous closets. This beautiful home won't last long !!!!!

Cost to own

Mortgage calculator

Home Price

$399,900

Down Payment: 20%

$79,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,128

Principal & Interest: $2,128

Est. Taxes & Insurance: $532

Estimated Total Monthly

$2,661

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,128

Property taxesest. at asking price, St. Johns County$532

HOAbilled quarterly$63

Estimated total, before insurance$2,723/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $380,900 in November 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2024	$316,846	$316,846	—
2023	$53,000	$53,000	—

2025 property taxes (current owner): $7,449/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,900

Price / Sq Ft$197

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,027

Acres0.18 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address264 Lake Sinclair Street, St. Augustine, FL 32084

Area336-Ravenswood/West Augustine

SubdivisionSt Augustine Lakes

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size7,840.8 sq ft

Parcel Number0954161550

Amenities

AmenitiesPool, Clubhouse, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewLake

Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne