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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St Augustine Lakes, St. Augustine.

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Sold

Sold·Closed Aug 28, 2026·61 days on market·Recent sales in St Augustine Lakes·St Augustine Lakes

597 Lake Sinclair Street

St. Augustine, FL 32084

$379,900sold priceListed at $379,900 · 100% of asking$187/sqftMLS# 2146601
4
Beds
3
Baths
2,027
Sq Ft
2023
Built
2
Garage
No
Pool

5 more homes for sale in St Augustine Lakes →Search St Augustine Lakes on the map

FEMA Zone XHOA $93/mo7,841 sqft lotSingle Family Residence1 story

About this home

St Augustine Lakes

Seller open to contributing towards buyers closing costs! Great Home on Premium 50' Lot with many Upgrades! This Trevi model offers a bright, open floor plan with 12-ft ceilings in the entryway and transom window adding plenty of natural light. Home features wood-look tile throughout the common areas. Well-appointed kitchen includes a generously sized pantry, island with seating space, quartz countertops, and abundant cabinet space, perfect for meal prep and entertaining. Adjacent dining area and great room with a 3-panel sliding glass door that opens up to screened-in lanai, extending your living space outdoors. Designed for privacy and comfort, this home includes a 3-way split floor plan, with a junior suite for added flexibility. The primary suite offers a spacious bedroom with 2 walk-in closets with custom built-ins, ensuite bath with dual sinks, soaking tub, and separate frameless shower. Move-in ready home. Short walk to community pool and mail and centrally located!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,104
Property taxesest. at asking price, St. Johns County$506
HOAbilled quarterly$93
Estimated total, before insurance$2,703/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,519/yr · $627/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$379,900
$75,980
Loan Term
Monthly Payment
$2,104
Principal & Interest: $2,104
Property taxes (est.): $506
Insurance (est.): $253
Estimated Total Monthly
$2,863
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,668 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $406,500 in October 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$332,018$332,018—
2024$322,244$322,244—
2023$53,000$53,000—

2025 property taxes (current owner): $7,519/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$379,900
  • Aug 4, 2026Active Under Contract$379,900
  • Jul 27, 2026Price change$379,900−$5,000
  • Jul 17, 2026Price change$384,900−$5,000
  • Jul 10, 2026Price change$389,900−$5,000
  • Jul 7, 2026Price change$394,900−$5,000
  • Jun 3, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $187/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
562 Lake Sinclair Street, St. Augustine, FL 32084Listed by COLDWELL BANKER PREMIER PROPERTIESMay 2026$348,000$2043/2.51,710620.1
131 Beauclair Boulevard, St. Augustine, FL 32084Listed by EXP REALTY LLCAug 2026$430,000$1904/3.52,2651050.2
264 Lake Sinclair Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$399,900$1974/32,02730.2
764 Lake Sinclair Street, St. Augustine, FL 32084Listed by COMPASS FLORIDA LLCJun 2026$410,000$1944/22,109850.2
447 Lake Sinclair Street, St. Augustine, FL 32084Listed by HERRON REAL ESTATE LLCJun 2026$375,000$1854/32,02740.2
27 Blue Cypress Trail, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$390,000$1924/32,027190.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$379,900
Price / Sq Ft$187
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,027
Acres0.18 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address597 Lake Sinclair Street, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionSt Augustine Lakes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size7,840.8 sq ft
Parcel Number0954160700

Amenities

AmenitiesPool, Playground
UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchScreened
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJune 3, 2026
Days on Market61
HOA Fees$280 / Quarterly
HOA FrequencyQuarterly
Tax Amount$7,519.01
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOUWZER, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About St Augustine Lakes

St Augustine Lakes is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all St Augustine Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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