This home is in St. Augustine.

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Active

Active·45 days on market

597 Lake Sinclair Street

St. Augustine, FL 32084

$384,900$190/sqftEst. $2,049/moMLS# 2146601

Beds

Baths

2,027

Sq Ft

2023

Built

Garage

Pool

About this home

St. Augustine

Great Home on Premium 50' Lot with many Upgrades! This Trevi model offers a bright, open floor plan with 12-ft ceilings in the entryway and transom window adding plenty of natural light. Home features wood-look tile throughout the common areas. Well-appointed kitchen includes a generously sized pantry, island with seating space, quartz countertops, and abundant cabinet space, perfect for meal prep and entertaining. Adjacent dining area and great room with a 3-panel sliding glass door that opens up to screened-in lanai, extending your living space outdoors. Designed for privacy and comfort, this home includes a 3-way split floor plan, with a junior suite for added flexibility. The primary suite offers a spacious bedroom with 2 walk-in closets with custom built-ins, ensuite bath with dual sinks, soaking tub, and separate frameless shower. Move-in ready home. Short walk to community pool and mail and centrally located!

Cost to own

Mortgage calculator

Home Price

$384,900

Down Payment: 20%

$76,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,956

Principal & Interest: $1,956

Est. Taxes & Insurance: $489

Estimated Total Monthly

$2,446

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,049

Property taxesest. at asking price, St. Johns County$512

HOAbilled quarterly$93

Estimated total, before insurance$2,654/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $406,500 in October 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$332,018	$332,018	—
2024	$322,244	$322,244	—
2023	$53,000	$53,000	—

2025 property taxes (current owner): $7,519/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,668 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 17, 2026Price change$384,900−$5,000
Jul 10, 2026Price change$389,900−$5,000
Jul 7, 2026Price change$394,900−$5,000
Jun 3, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$384,900

Price / Sq Ft$190

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,027

Acres0.18 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address597 Lake Sinclair Street, St. Augustine, FL 32084

Area336-Ravenswood/West Augustine

SubdivisionSt Augustine Lakes

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size7,840.8 sq ft

Parcel Number0954160700

Amenities

AmenitiesPool, Playground

UtilitiesElectricity Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit