This home is in St. Augustine — a home near St. Augustine High School.
Active·1 day on market
63 River Strand Lane
St. Augustine, FL 32084
About this home
St. Augustine
Built in 2024 on a quiet interior street in St. Augustine Lakes, this three-bedroom, two-bath home puts 1,897 square feet to work without a wasted step. The kitchen opens straight into the living and dining areas, and a screened porch sits just off the main living space -- less a feature than a second room you will actually use. All three bedrooms are set to one side, the owner's suite tucked into the back corner and well away from the rest. Upstairs, a bonus loft adds flexible square footage that works as an office, a media room, or whatever you need it to be. Two-car attached garage, dedicated laundry with washer and dryer hookups, ceramic tile and carpet throughout, central ducted air. Concrete siding and a 2024 roof keep the upkeep list short. The community offers a pool and playground, and I-95, the outlet shops, historic downtown St. Augustine and the beaches are each well under twenty minutes away. Some photos are virtually staged and digitally enhanced. ***BEING SOLD AS-IS.***
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,444/yr
Estimated taxes if purchased at asking price: ~$6,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 21, 2026Listed$389,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ALLIANCE REALTY & FINANCIAL SERVICES, INC · office@alliancerealtyandfinancial.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in St Augustine Lakes
For Sale404 Lake Sinclair StreetSt. Augustine, FL 32084
4 bd · 3 ba · 2,027 sq ft
$399,900Est. $2,128/moPerfectly positioned on a scenic pond homesite in the sought-after St. Augustine Lakes community this beautifully…
Listing Office: berkshire hathaway home services florida network realty
Pending27 Blue Cypress TrailSt. Augustine, FL 32084
4 bd · 3 ba · 2,027 sq ft
$399,995Est. $2,129/moWelcome to 27 Blue Cypress located in St. Augustine Lakes - a hidden gem within 10 minutes of downtown St. Augustine.…
Listing Office: keller williams realty atlantic partners st. augustine
For Sale62 Disston CoveSt. Augustine, FL 32084
4 bd · 3 ba · 2,268 sq ft
$425,000Est. $2,262/moGreat Investment Opportunity! Tenant in place through 2028. Built in 2024, this beautifully maintained home in St.…
Listing Office: mcwright property management
For Sale732 Lake Sinclair StreetSt. Augustine, FL 32084
4 bd · 3.5 ba · 2,268 sq ft
$429,900Est. $2,288/moWelcome to the best home value in St. Augustine Lakes! Built in 2024 and better than new, this stunning 4-bedroom,…
Listing Office: re/max unlimited
Keep looking
Similar homes in St. Augustine
Explore the area
More in St. Augustine
St. Augustine guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines