This home is in St Augustine Lakes, St. Augustine — a waterfront home in St. Johns County.
Sold·Closed Jun 16, 2026·85 days on market·Recent sales in St Augustine Lakes·St Augustine Lakes
764 Lake Sinclair Street
St. Augustine, FL 32084
6 more homes for sale in St Augustine Lakes →Search St Augustine Lakes on the map
About this home
St Augustine Lakes
Up to $3,500 closing credit available through the preferred lender. Welcome to one of the best water-view homes in St. Augustine Lakes, located in highly desirable St. Johns County near St. Augustine, Florida. With builder inventory now sold out, this move-in ready home offers a rare opportunity to own a premium pond-view lot. This beautifully maintained 4-bedroom home with dedicated office/flex space features a modern open floor plan, ideal for today's lifestyle. The bright, neutral interior creates a clean and welcoming feel throughout the main living areas, making the home perfect for everyday living, entertaining guests, or working from home. The spacious kitchen flows seamlessly into the living and dining areas, creating the open concept layout that buyers are searching for in today's market. Large windows bring in natural light and frame the peaceful water views, giving the home a calm and relaxing atmosphere.
Next steps in St Augustine Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,513 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $506,000 in October 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $338,702 | $287,980 | — |
| 2024 | $70,000 | $70,000 | — |
2025 property taxes (current owner): $3,894/yr
Estimated taxes if purchased at asking price: ~$6,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $195/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 131 Beauclair Boulevard, St. Augustine, FL 32084Listed by EXP REALTY LLC | Aug 2026 | $430,000 | $190 | 4/3.5 | 2,265 | 105 | 0.1 |
| 597 Lake Sinclair Street, St. Augustine, FL 32084Listed by HOUWZER, INC. | Aug 2026 | $379,900 | $187 | 4/3 | 2,027 | 61 | 0.2 |
| 264 Lake Sinclair Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS JACKSONVILLE | Aug 2026 | $399,900 | $197 | 4/3 | 2,027 | 3 | 0.2 |
| 27 Blue Cypress Trail, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $390,000 | $192 | 4/3 | 2,027 | 19 | 0.3 |
| 239 Blue Cypress Trail, St. Augustine, FL 32084Listed by LPT REALTY LLC | Sep 2026 | $540,000 | $202 | 5/3.5 | 2,670 | 119 | 0.3 |
| 447 Lake Sinclair Street, St. Augustine, FL 32084Listed by HERRON REAL ESTATE LLC | Jun 2026 | $375,000 | $185 | 4/3 | 2,027 | 4 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About St Augustine Lakes
St Augustine Lakes is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Jun 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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