This home is in St Augustine Lakes, St. Augustine — a waterfront home in St. Johns County.
Active·55 days on market·St Augustine Lakes
732 Lake Sinclair Street
St. Augustine, FL 32084
4 more homes for sale in St Augustine Lakes →Search St Augustine Lakes on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St Augustine Lakes
Welcome to the best home value in St. Augustine Lakes! Built in 2024 and better than new, this stunning 4-bedroom, 3.5-bath home offers style, thoughtful design, and an awesome Lakefront view! Located on an extra-large homesite this model-like home features an extended sun deck off the screened lanai--perfect for entertaining, and enjoying peaceful sunsets. The floor plan includes a First Floor Primary Suite, spacious Bonus area upstairs for Office or flex space, Plus three more bedrooms! Need a Multi-Generational area? Bedroom 4 is an ensuite with private bath and walk-in closet, that connects directly to the Loft. Gently lived in by the original owners, this immaculate home is truly move-in ready. Whether a first-time buyer, moving up, or planning your next chapter, this home offers the space and flexibility you need. The deep lot provides room for a future pool, and the fully Fenced Backyard adds privacy. BONUS - INTERNET Service is Included in the HOA Fees! Hurry in Today!
Next steps in St Augustine Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Nease Beachfront Park25 min drive · 14 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area7 min drive · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 4 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
San Sebastian River at Highway 16 Roadside Primitive Accessabout 3 mi · San Sebastian River
Closest youth league fields
Collier-Blocker-Puryear Park7 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publix7 min drive · 955 State Road 16, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,429/yr
Estimated taxes if purchased at asking price: ~$6,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 27, 2026Active$429,900
- Aug 27, 2026Closed$429,900
- Jul 22, 2026Listed$429,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $190/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 764 Lake Sinclair Street, St. Augustine, FL 32084Listed by COMPASS FLORIDA LLC | Jun 2026 | $410,000 | $194 | 4/2 | 2,109 | 85 | 0 |
| 597 Lake Sinclair Street, St. Augustine, FL 32084Listed by HOUWZER, INC. | Aug 2026 | $379,900 | $187 | 4/3 | 2,027 | 61 | 0.1 |
| 131 Beauclair Boulevard, St. Augustine, FL 32084Listed by EXP REALTY LLC | Aug 2026 | $430,000 | $190 | 4/3.5 | 2,265 | 105 | 0.1 |
| 562 Lake Sinclair Street, St. Augustine, FL 32084Listed by COLDWELL BANKER PREMIER PROPERTIES | May 2026 | $348,000 | $204 | 3/2.5 | 1,710 | 62 | 0.1 |
| 264 Lake Sinclair Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS JACKSONVILLE | Aug 2026 | $399,900 | $197 | 4/3 | 2,027 | 3 | 0.2 |
| 27 Blue Cypress Trail, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $390,000 | $192 | 4/3 | 2,027 | 19 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX UNLIMITED
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About St Augustine Lakes
St Augustine Lakes is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all St Augustine Lakes homes for sale →Keep looking
More homes in St Augustine Lakes
For Sale89 Kingsley Park WaySt. Augustine, FL 32084
4 bd · 2.5 ba · 2,262 sq ft
$450,000Est. $2,395/moWelcome to 89 Kingsley Park Way, a beautifully positioned lakefront home offering space, privacy, and amazing lake…
Listing Office: keller williams realty atlantic partners st. augustine
For Sale404 Lake Sinclair StreetSt. Augustine, FL 32084
4 bd · 3 ba · 2,027 sq ft
$399,900Est. $2,128/moPerfectly positioned on a scenic pond homesite in the sought-after St. Augustine Lakes community this beautifully…
Listing Office: berkshire hathaway home services florida network
For Sale63 River Strand LaneSt. Augustine, FL 32084
3 bd · 2 ba · 1,884 sq ft
$379,000Est. $2,017/moBuilt in 2024 on a quiet interior street in St. Augustine Lakes, this three-bedroom, two-bath home puts 1,897 square…
Listing Office: alliance realty & financial services, inc
For RentLease
28 Disston CoveSt. Augustine, FL 32084
4 bd · 3 ba · 2,088 sq ft
$2,625/moWELCOME HOME to this NEWER 4 bedroom and 3 full bath home in St. Augustine Lakes!! READY FOR IMMEDIATE OCCUPANCY!!…
Listing Office: christie's international real estate first coast
Keep looking
Similar homes in St. Augustine
Explore the area
More in St Augustine Lakes
St Augustine Lakes guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines