This home is in Jacksonville.

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1661 Riverside Avenue 309

Jacksonville, FL 32204

$345,000$319/sqftEst. $1,836/moMLS# 2154471

Beds

Baths

1,081

Sq Ft

2007

Built

Garage

Pool

About this home

Jacksonville

Welcome to the heart of historic Riverside! This beautifully maintained 2-bedroom, 2-bath condominium offers 1,081 square feet of comfortable living directly across from iconic Memorial Park and the scenic St. Johns River. There are two garage parking spaces and a storage unit. Inside, high ceilings, rich hardwood floors, stainless steel appliances, and a bright, open floor plan create the perfect blend of charm and modern comfort. Enjoy morning coffee, evening sunsets, and one of Jacksonville's most desirable neighborhoods right outside your door. Riverside's favorite restaurants, coffee shops, boutiques, parks, and local hotspots are all just moments away. Whether you're craving brunch, a riverfront picnic, or simply the shortest commute ever to your favorite taco, it's all nearby. The only real challenge? Deciding where to eat first. Come discover why Riverside has been stealing hearts for generations--and why this condo might just steal yours. Let's Get You Home®

Cost to own

Mortgage calculator

Home Price

$345,000

Down Payment: 20%

$69,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,836

Principal & Interest: $1,836

Est. Taxes & Insurance: $459

Estimated Total Monthly

$2,295

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,836

Property taxesest. at asking price, Duval County$563

HOAbilled monthly$550

Estimated total, before insurance$2,949/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$301,000	$114,894	▲ $31,000
2023	$270,000	$110,092	—
2022	$258,000	$105,430	—
2021	$230,500	$100,903	—
2020	$201,000	$98,820	—

2025 property taxes (current owner): $2,303/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,634 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History