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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 29, 2026·208 days on market·Recent sales in Jacksonville

2064 Herschel Street 106

Jacksonville, FL 32204

$245,000sold priceListed at $235,000 · 104.3% of asking$246/sqftMLS# 2115108
1
Beds
2
Baths
996
Sq Ft
2007
Built
—
Garage
No
Pool
HOA $500/moCondominium1 story

About this home

Jacksonville

This property is an APPROVED short sale! All offers encouraged! This spacious ground-floor 1BR/2BA loft-style condo offers a flexible layout that easily converts to a 2ND bedroom or home office! First Floor Unit available at The Chelsea of Riverside! A rare boutique building with only 20 units in the heart of historic Jacksonville. . Enjoy modern industrial design with concrete floors and ceilings, open living space, and large French doors leading to a private patio with city views. Just steps from the St. Johns River, Five Points, Publix, and local dining, this condo offers unbeatable walkability and convenience. Includes 1 assigned covered parking space, in-unit laundry, and stylish finishes throughout. Experience urban living at its finest, where historic charm meets modern sophistication!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,357
Property taxesest. at asking price, Duval County$400
HOAbilled monthly$500
Estimated total, before insurance$2,257/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,065/yr · $339/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$245,000
$49,000
Loan Term
Monthly Payment
$1,357
Principal & Interest: $1,357
Property taxes (est.): $400
Insurance (est.): $163
Estimated Total Monthly
$1,920
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Other — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,575 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $312,500 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$291,000$224,021—
2024$267,000$217,000—
2023$267,000$217,000—
2022$222,500$152,505▲ $12,500
2021$210,000$146,607—
2020$210,000$143,893—

2024 property taxes (current owner): $4,065/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $259/sq ft; this home is listed at $236/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2030 Herschel Street 2, Jacksonville, FL 32204Listed by COASTAL HOMES NORTH FLORIDA LLCAug 2026$345,000$2852/21,2111710
1661 Riverside Avenue 313, Jacksonville, FL 32204Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$340,000$3242/21,048120.1
2159 Riverside Avenue 4, Jacksonville, FL 32204Listed by HOMESMARTJun 2026$225,000$2142/11,053750.1
1629 Riverside Avenue 7, Jacksonville, FL 32204Listed by DOUGLAS ELLIMAN FLORIDAJun 2025$270,000$2592/11,044840.2
2525 College Street 1308, Jacksonville, FL 32204Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$231,000$2461/19381500.5
2525 College Street 1214, Jacksonville, FL 32204Listed by REAL BROKER LLCJan 2026$222,750$2191/11,0191320.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$235,000
Price / Sq Ft$236
Bedrooms1
Bathrooms2.00
Full Baths2
Square Footage996
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address2064 Herschel Street 106, Jacksonville, FL 32204
Area031-Riverside
SubdivisionThe Chelsea Lofts
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Parcel Number0904850024

Amenities

AmenitiesTrash, Water
Community FeaturesSidewalks, Restaurant
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Carport, On Street
ViewCity

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringStone
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Patio, Rear Porch
FencingFenced
RoofOther
ConstructionConcrete
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedMay 12, 2026
Days on Market208
HOA Fees$500 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesTrash, Water
Tax Amount$4,064.61
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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