This home is in Jacksonville.
$379,0003 bd · 2 ba · 1,180 sq ft
Active·145 days on market
2337 Gilmore Street
Jacksonville, FL 32204
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Fully Occupied, beautifully renovated Riverside duplex in an unbeatable location near both 5 Points and the King Street District. Both units have been updated in 2020 with new HVAC systems and ductwork, new drain and water lines, new flooring, and new kitchens featuring granite countertops and stainless steel appliances. Each kitchen also offers space for a stackable washer and dryer. The large backyard provides an opportunity to add extra parking or create a private outdoor amenity space with a firepit. Separate electric meters add convenience, with water and sewer currently shared on one meter. Zoned CRO allowing residential or office use, this historic Riverside duplex offers incredible flexibility for investors or owner-occupants. Buyer to verify all information, including but not limited to zoning, permitted uses.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 1925)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,418 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Beach 19th Street lotabout 18 mi · 14 parking spaces
Closest park or preserve
Jacksonville-Baldwin Rail Trailabout 5 mi · 21.7 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 4 mi · Cedar River
Closest kayak & paddleboard launch
North Bank River Walk – Gefen Park Paddlecraft Accessabout 1 mi · Saint Johns River
Closest youth league fields
Winston Family YMCAabout 1 mi · Basketball, Football, Soccer, Volleyball
Closest grocery store
Publixabout 0.7 mi · 2033 Riverside Ave, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $228,625 | $228,625 | ▼ $9,145 |
| 2024 | $237,770 | $237,770 | — |
| 2023 | $237,770 | $190,806 | — |
| 2022 | $173,460 | $173,460 | — |
| 2021 | $198,240 | $198,240 | ▲ $24,485 |
| 2020 | $173,755 | $116,623 | — |
2025 property taxes (current owner): $4,763/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 22, 2026Price change$379,000−$6,000
- Sep 25, 2026Price change$385,000−$4,900
- Sep 10, 2026Price change$389,900−$8,100
- Jul 14, 2026Price change$398,000−$1,000
- Jun 17, 2026Listed$399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $113/sq ft; this home is listed at $321/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2307 Gilmore Street, Jacksonville, FL 32204Listed by MCADOO MULTIFAMILY ADVISORS LLC | Jul 2025 | $377,000 | $273 | 4/2 | 1,380 | 61 | 0 |
| 3043 Nolan Street, Jacksonville, FL 32254Listed by NUVIEW REALTY | Jul 2026 | $145,000 | $104 | 4/2 | 1,400 | 4 | 1.1 |
| 1538 Logan Street, Jacksonville, FL 32209Listed by KEYRENTER JACKSONVILLE | Sep 2026 | $90,000 | $85 | 4/2 | 1,056 | 138 | 1.3 |
| 1657 Union Street W, Jacksonville, FL 32209Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Jun 2025 | $143,800 | $107 | 4/1 | 1,350 | 174 | 1.3 |
| 1421 Logan Street, Jacksonville, FL 32209Listed by GAILEY ENTERPRISES LLC | Sep 2025 | $170,000 | $113 | 4/2 | 1,500 | 60 | 1.4 |
| 1417 Logan Street, Jacksonville, FL 32209Listed by GAILEY ENTERPRISES LLC | Sep 2025 | $170,000 | $113 | 4/2 | 1,500 | 60 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JPAR CITY AND BEACH
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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