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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pine Grove, Jacksonville Beach — a pool home in Jacksonville.

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Sold

Sold·Closed Aug 28, 2026·27 days on market·Recent sales in Pine Grove·Pine Grove

1104 5th Avenue N

Jacksonville Beach, FL 32250

$765,000sold priceListed at $785,000 · 97.5% of asking$386/sqftMLS# 2154425
3
Beds
2.5
Baths
1,980
Sq Ft
1955
Built
2
Garage
Yes
Pool

8 more homes for sale in Pine Grove →Search Pine Grove on the map

FEMA Zone XNo HOASingle Family Residence1 story

About this home

Pine Grove

Beautiful all concrete block home with original hardwood floors refurbished in perfect condition The 600 foot addition on the back is wood frame with Hardy siding . Large open kitchen with cook top island. 3 bed rooms, 2 bath with shower in master and a 1/2 bath in garage. New metal roof, screened in front porch. Sunroom in backyard facing the in ground pool with waterfall and summer kitchen for those cook out weekends. Large 2 car garage. Very spacious carport with lights for sitting under in the evenings or morning sunrise. NOTE !!! There is a slow leak in pool. Seller thinks its in the plumbing and it just started.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,237
Property taxesest. at asking price, Duval County$1,249
Estimated total, before insurance$5,486/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$765,000
$153,000
Loan Term
Monthly Payment
$4,237
Principal & Interest: $4,237
Property taxes (est.): $1,249
Insurance (est.): $510
Estimated Total Monthly
$5,997
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,668 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:28 AM, sunset 6:55 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$476,729$75,608▼ $693
2023$486,567$71,950—
2022$403,475$68,399—
2021$286,945$64,951—
2020$278,774$63,364—

Estimated taxes if purchased at asking price: ~$15,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Aug 30, 2026Closed$785,000
  • Aug 4, 2026Pending$785,000
  • Jul 11, 2026Active Under Contract$785,000
  • Jul 8, 2026Listed$785,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $462/sq ft; this home is listed at $396/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1115 Palm Circle, Jacksonville Beach, FL 32250Listed by TRUDEALS REALTY CORPSep 2026$875,000$4184/22,09150.2
850 Holly Drive, Jacksonville Beach, FL 32250Listed by ORENDER GROUP LLCOct 2026$750,000$4404/31,705970.3
1230 12th Street N, Jacksonville Beach, FL 32250Listed by BACHMANN HOMES REALTY, LLCOct 2026$1,230,000$4874/32,525140.5
1206 17th Street N, Jacksonville Beach, FL 32250Listed by REAL BROKER LLCSep 2026$750,000$4783/21,56820.6
1120 20th Street N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$835,000$4623/2.51,808140.6
502 13th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$540,000$2664/22,03150.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$785,000
Price / Sq Ft$396
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,980
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
# of Carport Spaces4
Has PoolYes
Pool FeaturesIn Ground, Waterfall
Is WaterfrontNo
Direction FacesEast

Community Information

Address1104 5th Avenue N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionPine Grove
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Dimensions60 x 110 corner lot
Parcel Number177747-0000
ZoningSingle Family

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic, Well
ParkingAdditional Parking, Carport, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesKitchen Island
AppliancesDouble Oven
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringWood
# of Stories1
LaundryIn Garage

Exterior

Lot DescriptionCorner Lot
FencingBack Yard, Privacy, Wood
RoofMetal
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 8, 2026
Days on Market27
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REGION ATLANTIC REALTY

Sold by: COMPASS FLORIDA LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pine Grove

Pine Grove is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Pine Grove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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