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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Jul 24, 2026·28 days on market·Recent sales in Jacksonville Beach

13349 Stone Pond Drive

Jacksonville, FL 32224

$330,000sold priceListed at $344,444 · 95.8% of asking$196/sqftMLS# 2146242
3
Beds
2.5
Baths
1,682
Sq Ft
2006
Built
1
Garage
No
Pool
FEMA Zone XHOA $278/mo1,742 sqft lotWaterfrontTownhouse2 stories

About this home

Jacksonville

Welcome to leisurely living minutes from the ocean in this freshly painted open concept townhome with the best rare secluded lake view and green space within the gated community of Wolf Creek. This spacious updated three bedroom, two-and-a-half bath townhome has add'l special features including newer HVAC and solar attic fan, luxury vinyl flooring throughout, a garden walkway entrance and roomy garage. Inside, a thoughtfully designed main level features the chef-inspired kitchen with hard-surface counter tops, black and stainless appliances, abundant cabinet and pantry space. The kitchen flows seamlessly into a spacious dining area plus an oversized family room with tons of space for fam and friend gatherings. The tranquil screened lanai overlooks the pond and preserve where you can convene with nature for morning coffee, al fresco dining or just relaxing in your very own retreat!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,828
Property taxesest. at asking price, Duval County$539
HOAbilled monthly$278
Estimated total, before insurance$2,645/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,211/yr · $268/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$330,000
$66,000
Loan Term
Monthly Payment
$1,828
Principal & Interest: $1,828
Property taxes (est.): $539
Insurance (est.): $220
Estimated Total Monthly
$2,587
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,802 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$293,517$171,800—
2024$274,844$166,251—
2023$295,604$159,953—
2022$260,568$153,838—
2021$202,185$147,901▼ $5,654
2020$197,898$145,169▲ $7,082

2025 property taxes (current owner): $3,211/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 28, 2026Closed$344,444
  • May 20, 2026Listed$344,444

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13461 Stone Pond Drive, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$356,500$2183/2.51,632160.1
13255 Stone Pond Drive, Jacksonville, FL 32224Listed by MOMENTUM REALTYJul 2026$332,900$1983/2.51,68270.1
13364 Beach Boulevard 913, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$245,000$1763/21,394990.3
13364 Beach Boulevard 401, Jacksonville, FL 32224Listed by REGION ATLANTIC REALTYAug 2026$250,000$1793/21,3941060.3
13364 Beach Boulevard 138, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEAug 2026$237,500$1703/21,394410.3
13364 Beach Boulevard 430, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTS PVAug 2026$215,000$1323/21,623280.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$344,444
Price / Sq Ft$205
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,682
Acres0.04 acres
Year Built2006
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

ElementaryChets Creek
MiddleKernan

Community Information

Address13349 Stone Pond Drive, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionWolf Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size1,742.4 sq ft
Parcel Number1670671700

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Security
Community FeaturesSidewalks, Suburban, Street Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Guest, Off Street
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryUpper Level

Exterior

Patio / PorchCovered, Front Porch, Patio, Screened
RoofShingle
ConstructionBrick Veneer, Composition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 20, 2026
Days on Market28
HOA Fees$278 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Pest Control, Security, Trash
Tax Amount$3,211.09
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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