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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Villages of Valencia, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Aug 18, 2026·7 days on market·Recent sales in Villages of Valencia·Villages of Valencia

55 Amistad Drive

St. Augustine, FL 32086

$267,000sold priceListed at $269,000 · 99.3% of asking$162/sqftMLS# 2154092
3
Beds
2.5
Baths
1,646
Sq Ft
2010
Built
1
Garage
No
Pool

4 more homes for sale in Villages of Valencia →Search Villages of Valencia on the map

FEMA Zone XHOA $278/mo2,614 sqft lotWaterfrontTownhouse2 stories

About this home

Villages of Valencia

Welcome home to this beautifully maintained, turn-key property, where owner pride & care shows! FEATURES: 2-story Townhome, Ground Floor owner's abode w/ensuite bath, powder room, two Second Floor bedrooms, upper Flex/Den, a lake-view from Screened Lanai w/new outdoor carpet, and every square inch, including the oversized Garage, has just been Freshly Painted. BE FIRST: You will be the first to enjoy the all NEW stainless kitchen appliances and NEW lush carpet adorning the staircase, bonus room, upper hallway, and second floor bedrooms. SPECIALS: Finishes include granite counters and bar top, tile backsplash, ceramic tile floors in all ''wet'' areas, LVP in owner's bedroom, vinyl window shutters, walk-in kitchen pantry, plus additional lighted shelving & storage room off-laundry. LIFESTYLE: Entertaining is made easy with the open and spacious floor plan, the bonus room can be a retreat for additional TV watching, office space, reading room, or crafts. COMMUNITY: Affordable HOA w/Pool.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,479
Property taxesest. at asking price, St. Johns County$355
HOAbilled quarterly$278
Estimated total, before insurance$2,112/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,708/yr · $309/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$267,000
$53,400
Loan Term
Monthly Payment
$1,479
Principal & Interest: $1,479
Property taxes (est.): $355
Insurance (est.): $178
Estimated Total Monthly
$2,012
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$253,497$241,028—
2023$255,549$219,116—
2022$223,181$199,196—
2021$181,087$181,087—
2020$170,997$170,997—

2025 property taxes (current owner): $3,708/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Aug 18, 2026Closed$269,000
  • Jul 14, 2026Active Under Contract$269,000
  • Jul 7, 2026Listed$269,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $163/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
61 Amistad Drive, St. Augustine, FL 32086Listed by DAVIDSON REALTY, INC.Apr 2025$319,000$1774/31,8002150
243 Amistad Drive, St. Augustine, FL 32086Listed by INTEGRITY KEY REALTY LLCOct 2026$255,000$1443/2.51,776600.2
245 Amistad Drive, St. Augustine, FL 32086Listed by LPT REALTY LLCJun 2026$280,000$1583/2.51,7761450.2
1401 Carnoustie Court, St. Augustine, FL 32086Listed by BARBARA B JENNESS PAJun 2026$245,000$1803/21,3591330.5
102 Casa Bella Lane, St. Augustine, FL 32086Listed by LIGHTHOUSE REALTY ASSOCIATESJul 2026$319,000$2063/2.51,546150.7
255 Grand Ravine Drive, St. Augustine, FL 32086Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$339,000$1643/2.52,071460.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$269,000
Price / Sq Ft$163
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,646
Total Structure Area2,016 sq ft
Acres0.06 acres
Year Built2010
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address55 Amistad Drive, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionVillages of Valencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size2,613.6 sq ft
Parcel Number1818810080
ZoningResidential

Amenities

AmenitiesPool, Management - Full Time, Management - Off Site, Park
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Guest, Parking Lot
ViewLake
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump, Separate Meters
CoolingCentral Air, Electric, Separate Meters
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Patio / PorchCovered, Patio, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 7, 2026
Days on Market7
HOA Fees$833.49 / Quarterly
HOA FrequencyQuarterly
HOA NameVillages of Valencia - Sovereign-Jacobs PM
HOA Fee IncludesMaintenance Grounds, Pest Control
Tax Amount$3,707.83
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Villages of Valencia

Villages of Valencia is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.

View all Villages of Valencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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