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4325 Apple Tree Place, Jacksonville, FL 32258

$385,000

MLS# 2153900

Bedrooms

Bathrooms

1,956

Sq Ft

1992

Year Built

About This Home — 4325 Apple Tree Place

DON'T MISS THIS! Tucked away at the end of a quiet cul-de-sac in Jacksonville's desirable Mandarin area, this 3-bedroom, 2-bath home offers a blend of comfort and privacy. European tile flooring flows through the main living areas, leading to a spacious primary suite featuring separate vanities, dual walk-in closets, and a private water closet. The open-concept design connects the kitchen, dining area, and living room for easy everyday living, anchored by a cozy wood-burning fireplace. The kitchen is a dream for home chefs, offering abundant cabinetry, ample counter space, and an overhead skylight that fills the space with beautiful natural light. Outside, the large, fully fenced backyard features mature citrus trees and plenty of room to relax, play, garden, or entertain. A lockable Tough Shed provides excellent extra storage. Minutes from shopping, dining, parks, top schools, and major commuter routes, this Mandarin gem is ready for your personal touch!

Features

Price$385,000

Price / Sq Ft$197

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,956

Acres0.36 acres

Year Built1992

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryLoretto

MiddleMandarin

HighMandarin

Community Information

Address4325 Apple Tree Place, Jacksonville, FL 32258

Area014-Mandarin

SubdivisionCayces Crossing

CityJacksonville

CountyDuval

StateFL

Zip Code32258

Lot Size15,681.6 sq ft

Parcel Number1590086175

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringLaminate, Tile

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

Window FeaturesSkylight(s)

SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Many Trees

Patio / PorchCovered, Front Porch, Patio, Rear Porch

FencingBack Yard

RoofShingle

ConstructionBrick Veneer, Vinyl Siding

Other StructuresShed(s)

Road SurfaceAsphalt

Road FrontageCounty Road

Additional Information

Date ListedJuly 8, 2026

Days on Market0

HOA Fees$200 / Annually

HOA FrequencyAnnually

HOA NameCayces Crossing HOA

Tax Amount$3,401.23

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Mortgage Calculator

Home Price

$385,000

Down Payment: 20%

$77,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,049

Principal & Interest: $2,049

Est. Taxes & Insurance: $512

Estimated Total Monthly

$2,561

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,049

Property taxesest. at asking price, Duval County$628

HOAbilled annually$17

Estimated total, before insurance$2,694/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

2025 property taxes (current owner): $3,401/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,567 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.