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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Aug 5, 2026·4 days on market·Recent sales in Mandarin

12760 Wilderness Lane E

Jacksonville, FL 32258

$389,900sold priceListed at $389,900 · 100% of asking$233/sqftMLS# 2153742
3
Beds
2.5
Baths
1,671
Sq Ft
1977
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.52 acresSingle Family Residence2 stories

About this home

Jacksonville

Enchanting HALF ACRE LOT in Mandarin, just off Julington Creek Rd! This storybook retreat feels like a hidden escape while being just minutes from the River. Beautifully updated, 3 bed, 2.5 bath home welcomes you with sunlit spaces, tile flooring throughout the main level, and plush carpet upstairs. The spacious kitchen opens to the family room and an incredible glass enclosed Florida room, where lush mature landscaping surrounds, creating the feeling of your own greenhouse oasis. The second living area with a natural stone fireplace offers the perfect place to gather, entertain, or simply unwind. Upstairs, large soaring windows and a cascading pendant light fixture fill the home with warmth and natural sunlight. The serene owner's suite features a spa like walk in tile shower, while two spacious guest rooms and a beautifully updated full bath provide the perfect accommodations for family and friends. Outside, the oversized workshop and shed offer space for hobbies, tool and more!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,160
Property taxesest. at asking price, Duval County$637
Estimated total, before insurance$2,796/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,757/yr · $230/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$389,900
$77,980
Loan Term
Monthly Payment
$2,160
Principal & Interest: $2,160
Property taxes (est.): $637
Insurance (est.): $260
Estimated Total Monthly
$3,056
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,582 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$309,747$124,566—
2024$305,162$120,207▼ $255
2023$309,629$115,104▲ $37,315
2022$262,306$114,650▼ $6,966
2021$208,619$109,840—
2020$195,762$107,627—

2025 property taxes (current owner): $2,757/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 8, 2026Closed$389,900
  • Jul 9, 2026Active Under Contract$389,900
  • Jul 3, 2026Listed$389,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $233/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4477 Carolyn Cove Lane N, Jacksonville, FL 32258Listed by MOMENTUM REALTYSep 2026$375,000$2483/21,51240.4
5015 Herton Drive, Jacksonville, FL 32258Listed by HERRON REAL ESTATE LLCSep 2026$465,000$2644/21,760280.6
12675 Filly Court, Jacksonville, FL 32223Listed by WATSON REALTY CORPSep 2026$455,000$2353/2.51,93810.8
5016 Tan Street, Jacksonville, FL 32258Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Sep 2026$295,000$2412/21,22280.8
12527 Shady Creek Drive, Jacksonville, FL 32223Listed by WATSON REALTY CORPSep 2026$445,000$2503/21,782241
12131 Banyan Tree Drive, Jacksonville, FL 32258Listed by FIRST COAST HEROES REAL ESTATE LLCOct 2026$405,000$2223/21,828121.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$389,900
Price / Sq Ft$233
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,671
Acres0.52 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
StyleMid-Century Modern
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address12760 Wilderness Lane E, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionHood Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size22,651.2 sq ft
Parcel Number1590101710
ZoningResidential

Amenities

UtilitiesSewer Connected, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePublic
ParkingAttached, Circular Driveway, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Lot DescriptionFew Trees
Patio / PorchGlass Enclosed
FencingFenced, Chain Link
RoofShingle
ConstructionVinyl Siding
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 3, 2026
Days on Market4
Tax Amount$2,757.1
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FADER & CO REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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