Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Pending

Pending·16 days on market

12675 Filly Court

Jacksonville, FL 32223

$475,000$245/sqftEst. $2,455/moMLS# 2160759

Beds

Baths

1,938

Sq Ft

1984

Built

Garage

Yes

Pool

About this home

Jacksonville

Beat the Florida heat in this 3BR/2.5BA Mandarin pool home-the perfect office for remote work! NO HOA! This mostly brick gem, nestled on a cul-de-sac street, offers dual workspace options: a large flex office w/floating shelves & a bedroom with built-in desks & custom tech closet. Modern interior features luxury vinyl tile, a huge eat-in kitchen w/ food prep island, a large walk-in pantry & wine cooler; 2 living areas: a spacious living room w/soaring ceilings opening to an AC-enclosed sunroom. Unwind by the free-form pool enclosed by a fully gated yard with double gate entry. A dream garage comes loaded with a workbench & linear LED lighting. The primary suite shines with a custom walk-in closet & a 3x7.5' frameless shower w/rain-head. Major updates include new windows, new gutters, 2021 HVAC, 2021 water heater, & aerosealed ducts. Outfitted w/a smart thermostat, Ring security & floodlights, & smart 4-zone irrigation system, this home blends productivity w/a premium Florida paradise!

Cost to own

Mortgage calculator

Home Price

$475,000

Down Payment: 20%

$95,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$2,455

Principal & Interest: $2,455

Property taxes (est.): $776

Insurance (est.): $317

Estimated Total Monthly

$3,547

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,455

Property taxesest. at asking price, Duval County$776

Estimated total, before insurance$3,230/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 19, 2026Pending$475,000
Aug 19, 2026Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$475,000

Price / Sq Ft$245

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,938

Acres0.27 acres

Year Built1984

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusPending

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Other

Is WaterfrontNo

Community Information

Address12675 Filly Court, Jacksonville, FL 32223

Area014-Mandarin

SubdivisionSaddle Ridge

CityJacksonville

CountyDuval

StateFL

Zip Code32223

Lot Size11,761.2 sq ft

Parcel Number1582321114

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewOther

Interior

Interior FeaturesBuilt-in Features, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Other

AppliancesOther, Electric Oven, Electric Range, Wine Cooler

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySecurity Lights