This home is in Shearwater, St. Augustine.

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Active Under Contract

Active Under Contract·24 days on market·Shearwater

41 Bolsana Court

St. Augustine, FL 32092

$329,900$209/sqftEst. $1,682/moMLS# 2153540

Beds

Baths

1,575

Sq Ft

2020

Built

Garage

Pool

About this home

Shearwater

Beautiful David Weekly built End Unit and 1 Story Townhome offers carefree living in the highly sought after community of Shearwater, located in St. Johns County with Top Rated Schools, Health Care and great new shopping and restaurants. Shearwater has amazing amenities, including a Lazy River, Kayak Launch, PIckleball Courts, Fitness Ctr., Trails, Dog Parks and more! This is a Private & Luxurious Townhome with a large open and split bedroom plan. You have a comfortable front porch looking out onto the courtyard and preserve, The living area is bright and open with Gourmet Kitchen w/island for plenty of counter space, Quartz counters, Tile Backsplash, Gas Range, Open Shelving, Recessed Lighting, Pendant Lights & Pantry, The Primary Suite is spacious w/Ensuite Bath, Double Vanities, Water Closet Area, Walk-in Shower and a Very Large Walk-in Closet, There is a Laundry Room and 2 Secondary Bedrooms. FEATURES: Attached 2 Car Garage, LVP Flooring throughout, Water Softener, 8' Doorways

Cost to own

Mortgage calculator

Home Price

$329,900

Down Payment: 20%

$65,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,682

Principal & Interest: $1,682

Property taxes (est.): $439

Insurance (est.): $220

Estimated Total Monthly

$2,341

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,682

Property taxesest. at asking price, St. Johns County$439

HOAbilled monthly$250

Estimated total, before insurance$2,371/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,138/yr · $512/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$313,751	$246,581	—
2024	$336,500	$238,783	—
2023	$339,092	$230,226	—
2022	$293,470	$226,418	—
2021	$228,452	$178,452	—
2020	$48,000	$48,000	—

2025 property taxes (current owner): $6,138/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 26, 2026Active Under Contract$329,900
Jul 2, 2026Listed$329,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$329,900

Price / Sq Ft$209

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,575

Acres0.07 acres

Year Built2020

TypeResidential

Sub-TypeTownhouse

StyleCraftsman

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryTrout Creek Academy

MiddleTrout Creek Academy

HighBeachside

Community Information

Address41 Bolsana Court, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size3,049.2 sq ft

Parcel Number0100140220

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Structure, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Guest

ViewProtected Preserve