Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Shearwater, St. Augustine — a home near Beachside High School.

1 / 109

Sold

Sold·Closed Sep 10, 2026·5 days on market·Recent sales in Shearwater·Shearwater

98 Bramble Court

St. Augustine, FL 32092

$287,500sold priceListed at $287,500 · 100% of asking$168/sqftMLS# 2160946

Beds

2.5

Baths

1,707

Sq Ft

2023

Built

Garage

Pool

52 more homes for sale in Shearwater →Search Shearwater on the map

FEMA Zone XHOA $160/mo2,178 sqft lotTownhouse2 stories

About this home

Shearwater

MULTIPLE OFFERS RCVD! LIVE THE SHEARWATER LIFESTYLE! This beautifully maintained 2023 Lennar townhome offers modern comfort, a fantastic open-concept layout, and access to some of the most impressive resort-style amenities in St. Johns County. Located in the highly sought-after Shearwater community and zoned for award-winning St. Johns County schools, this turnkey home is ready for you to move right in!

Next steps in Shearwater

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,592

Property taxesest. at asking price, St. Johns County$383

HOAbilled monthly$160

Estimated total, before insurance$2,135/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$287,500

Down Payment: 20%

$57,500

Interest Rate: 7.40%

Loan Term

Monthly Payment

$1,592

Principal & Interest: $1,592

Property taxes (est.): $383

Insurance (est.): $192

Estimated Total Monthly

$2,167

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 11, 2026Closed$287,500
Aug 25, 2026Active Under Contract$287,500
Aug 20, 2026Listed$287,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $168/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
71 Bramble Court, St. Augustine, FL 32092Listed by EXP REALTY LLC	Aug 2026	$286,000	$160	3/2.5	1,782	9	0
61 Bramble Court, St. Augustine, FL 32092Listed by ROUND TABLE REALTY	Aug 2026	$289,000	$169	3/2.5	1,707	257	0.1
36 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INC	Sep 2026	$352,500	$196	3/2.5	1,799	0	0.2
28 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INC	Sep 2026	$352,500	$196	3/2.5	1,799	107	0.2
22 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INC	Sep 2026	$382,500	$191	4/2.5	2,005	34	0.2
67 Belfort Court, St. Augustine, FL 32092Listed by LENNAR REALTY INC	Aug 2026	$317,000	$212	3/3	1,494	18	0.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$287,500

Price / Sq Ft$168

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,707

Acres0.05 acres

Year Built2023

TypeResidential

Sub-TypeTownhouse

StyleContemporary, Traditional

StatusClosed

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBeachside

Community Information

Address98 Bramble Court, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size2,178 sq ft

Parcel Number0100181520

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Park, Playground

Community FeaturesSidewalks

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac, Few Trees, Sprinklers In Front, Sprinklers In Rear

Patio / PorchPorch, Rear Porch, Screened

RoofShingle

ConstructionFrame

Road SurfacePaved

Road FrontageCity Street

Additional Information

Date ListedAugust 20, 2026

Days on Market5

HOA Fees$160 / Monthly

HOA FrequencyMonthly

HOA NameShearwater Townhomes / Pinewood

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Keep looking

More homes in Shearwater

View all Shearwater homes →