This home is in Jacksonville Beach — a home near Duncan U. Fletcher High School.
Sold·Closed Aug 7, 2026·7 days on market·Recent sales in Jacksonville Beach
10 Quail Lane
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
IDEAL COASTAL LOCATION IN JAX BEACH! This home LIVES LARGE & offers a perfect blend of coastal vibes & modern amenities. Very open floor plan & it's the ideal spot for soaking up the Florida sunshine. Plus NO HOA or rental restrictions & ample parking space for a boat or RV. Perched high and dry on a 90' wide lot just a short stroll to the Intracoastal, Baptist Beaches Hospital, Jax Beach Golf Course & Sunshine Park for outdoor adventures. Featuring a 1-story plan with 4 bedrooms, plus an office that can serve as a 5th bedroom. The open-concept connects the main living areas creating an inviting space for everyday living. Step outside where you can enjoy the pool & spa surrounded by large paver patio and an oversized fenced with various citrus trees. Metal roof (2022), 5-ton AC unit (2018), newer water heater & smart appliances, pool pump (2019) and no carpet! Close to a kayak launch & a short drive to the beach, Mayo Clinic. Within walking distance to Seabreeze Elementary.
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)
County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,638 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $676,833 | $502,337 | — |
| 2024 | $591,702 | $467,179 | ▼ $797 |
| 2023 | $566,429 | $433,945 | — |
| 2022 | $523,078 | $403,330 | — |
| 2021 | $441,964 | $375,109 | — |
| 2020 | $402,695 | $352,656 | — |
2024 property taxes (current owner): $8,844/yr
Estimated taxes if purchased at asking price: ~$16,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 7, 2026Closed$849,900
- Aug 4, 2026Pending$849,900
- Jul 9, 2026Active Under Contract$849,900
- Jul 2, 2026Listed$849,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $415/sq ft; this home is listed at $350/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2887 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $930,000 | $488 | 3/2 | 1,904 | 2 | 0.6 |
| 604 11th Avenue S, Jacksonville Beach, FL 32250Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $530,000 | $305 | 3/2 | 1,740 | 36 | 0.7 |
| 620 Lower 8th Avenue S, Jacksonville Beach, FL 32250Listed by ERA ONETEAM REALTY | Aug 2026 | $1,150,000 | $411 | 4/3 | 2,800 | 62 | 0.7 |
| 829 Bonaire Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Oct 2026 | $865,500 | $407 | 4/2.5 | 2,124 | 11 | 0.8 |
| 3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLC | Sep 2026 | $800,000 | $415 | 3/2 | 1,928 | 7 | 0.8 |
| 808 4th Street S, Jacksonville Beach, FL 32250Listed by SOMEDAY HOMES REALTY, LLC. | Aug 2026 | $1,150,000 | $478 | 4/2.5 | 2,407 | 43 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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