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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a home near Fernandina Beach High School.

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Sold

$1,000,000Sold3 bd · 2 ba · 2,516 sq ft

Sold·Closed Oct 6, 2026·51 days on market·Recent sales in Amelia Island

212 S 6th Street

Fernandina Beach, FL 32034

$1,000,000sold priceListed at $1,079,000 · 92.7% of asking$397/sqftMLS# 2153270
3
Beds
2
Baths
2,516
Sq Ft
1897
Built
1
Garage
No
Pool
FEMA Zone XNo HOA4,792 sqft lotSingle Family Residence2 stories

About this home

Fernandina Beach

Historic Charm in the Heart of Fernandina Beach. Welcome to this beautifully restored 1897 home nestled in the coveted Historic District on Amelia Island. A generous floor plan of 3 bedrooms, 2 full baths, 2 living areas, dining room and a separate office/flex room this timeless residence seamlessly blends original architectural character with thoughtful modern updates like an over-sized driveway and detached garage. From the moment you arrive, the inviting front porch, cheerful yellow exterior, and lush landscaping make for exceptional curb appeal. Inside, you'll find original hardwood floors, abundant natural light, and classic details that celebrate the home's history. The updated kitchen is designed for everyday living and entertaining, featuring white cabinetry, quartz countertops, and stainless steel appliances. The floor plan allows for the option of an upstairs spacious primary suite filled with natural light from an abundance of windows and French doors that open to a private

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$5,419
Property taxesest. at asking price, Nassau County$1,338
Estimated total, before insurance$6,758/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,521/yr · $543/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1897)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,484 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 6:51 AM, sunset 5:29 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$848,892$358,191—
2025$772,890$352,980—
2024$707,747$342,325—
2023$683,063$330,898—
2022$595,656$319,804—
2021$490,756$309,033—
2020$432,944$304,076—

2025 property taxes (current owner): $6,521/yr

Estimated taxes if purchased at asking price: ~$16,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 7, 2026Closed$1,079,000
  • Aug 19, 2026Active Under Contract$1,079,000
  • Jul 1, 2026Listed$1,079,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $360/sq ft; this home is listed at $397/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
226 Vernon Street, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$755,000$3724/32,03220.4
1606 Atlantic Avenue, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYSep 2026$1,190,000$4673/32,54730.7
1421 Hickory Street, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$440,000$2432/21,808140.8
19 S 19th Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYOct 2026$755,000$3394/2.52,230810.9
1602 Indigo Street, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPApr 2026$565,000$3193/21,770890.9
1624 Indigo Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYApr 2026$670,000$3604/21,86130.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,079,000
Price / Sq Ft$429
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,516
Acres0.11 acres
Year Built1897
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address212 S 6th Street, Fernandina Beach, FL 32034
Area410-Fernandina Beach Downtown-West
SubdivisionMetes & Bounds
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size4,791.6 sq ft
Lot Dimensions50X100
Parcel Number000031180000390021
ZoningResidential

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingAttic Fan, Central Air
FlooringTile, Wood
# of Stories2
LaundryLower Level
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch
FencingBack Yard
RoofShingle
ConstructionFrame, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 1, 2026
Days on Market51
Tax Amount$6,520.73
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: FERNANDINA BEACH REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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