This home is in Jacksonville — a waterfront home in Jacksonville.
$1,125,0004 bd · 3 ba · 2,428 sq ft
Active·105 days on market
5392 Heckscher Drive
Jacksonville, FL 32226
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About this home
Jacksonville
NEW PRICE — $1,125,000 | ST. JOHNS RIVER WATERFRONT LIVING! Experience the best of Northeast Florida waterfront living! This beautifully remodeled home offers 100 feet of deep-water river frontage, a private dock with 10,000-lb boat lift, saltwater pool, separate spa, and covered outdoor kitchen—perfect for boating, entertaining, or simply enjoying the river views. Inside, you'll find a stunning kitchen, inviting living spaces, and a private suite with its own entrance, living area, full bathroom, and direct pool access—offering the flexibility of a second primary suite, in-law quarters, or private guest retreat. With abundant garage space, boat and RV parking, no HOA, and convenient access to the beaches and Talbot Islands, this property offers a rare combination of waterfront recreation, comfort, and flexibility. Your St. Johns River lifestyle awaits!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1977)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,743 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Beach Pavillion, Little Talbot Island State Parkabout 7 mi · 100 parking spaces
Closest park or preserve
Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)about 3 mi · 9.3 mi of trails
Closest public boat ramp
Palms Fish Camp Public Rampabout 1 mi · St. Johns River - Clapboard Creek
Closest kayak & paddleboard launch
Joe Carlucci Sisters Creek Park – Paddlecraft Launch Beachabout 4 mi · St. Johns River
Closest youth league fields
Harvest Community Schoolabout 4 mi · Swimming
Closest grocery store
Publixabout 4 mi · 2771 Monument Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,654/yr
Estimated taxes if purchased at asking price: ~$22,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Nov 6, 2026Price change$1,125,000−$50,000
- Oct 14, 2026Price change$1,175,000−$25,000
- Sep 15, 2026Price change$1,200,000−$99,999
- Aug 20, 2026Price change$1,299,999−$50,001
- Jul 25, 2026Listed$1,350,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $285/sq ft; this home is listed at $463/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5765 Heckscher Drive, Jacksonville, FL 32226Listed by HERRON REAL ESTATE LLC | Dec 2025 | $644,300 | $293 | 3/3 | 2,200 | 260 | 0.6 |
| 6641 Ramoth Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORP | Jul 2026 | $315,000 | $179 | 3/3 | 1,760 | 79 | 1.9 |
| 6656 Rivercrest Drive, Jacksonville, FL 32226Listed by WATSON REALTY CORP | May 2026 | $545,000 | $285 | 3/2 | 1,914 | 4 | 1.9 |
| 11319 Kingsley Manor Way, Jacksonville, FL 32225Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Mar 2026 | $1,820,000 | $577 | 4/3 | 3,156 | 15 | 1.9 |
| 11405 Reed Island Drive, Jacksonville, FL 32225Listed by KELLER WILLIAMS ST JOHNS | Jul 2026 | $575,000 | $284 | 3/2 | 2,025 | 14 | 2 |
| 6725 Beatrix Drive, Jacksonville, FL 32226Listed by BEE HOME REALTY, LLC | Sep 2026 | $345,000 | $182 | 3/2 | 1,896 | 109 | 2.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PENINSULA PROPERTIES REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines