This home is in Tamaya, Jacksonville.
Active·68 days on market·Tamaya
3149 Spiro Circle
Jacksonville, FL 32246
About this home
Tamaya
Welcome to 3149 Spiro Circle, where modern architecture and refined luxury come together in a truly breathtaking design. From the moment you enter, soaring ceilings, expansive open living spaces, and a stunning curved staircase create an unforgettable first impression.Designed for elevated entertaining and everyday living, the chef's kitchen showcases sleek custom, cabinetry, a built-in Sub-Zero refrigerator, oversized island, and a warm contemporary aesthetic. Custom black 4-panel glass sliding doors seamlessly connect the grand living area to the outdoors, creating the perfect indoor-outdoor experience with peaceful preserve views and ample space for your dream pool oasis. Located in the prestigious gated community of Tamaya, residents enjoy resort-style amenities just minutes from St. Johns Town Center, Mayo Clinic, and Jacksonville's beaches. A truly exceptional luxury residence. Schedule a tour today!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $6,741,700 in December 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $150,000 | $137,500 | — |
| 2024 | $125,000 | $125,000 | — |
2025 property taxes (current owner): $7,489/yr
Estimated taxes if purchased at asking price: ~$41,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Tile — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 9, 2026Price change$2,100,000−$179,000
- May 8, 2026Listed$2,279,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Tamaya
Tamaya is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.
View all Tamaya homes for sale →Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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